520 Talbot Ave, Albany, CA 94706 Property Records

Alameda County property record for 520 Talbot Ave, Albany, CA 94706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,829 sqft · built 1990
Lot Size	0.087 acres (3,800 sqft)
Owner	2 Company Names on Record
Last Sale	$2,050,000 (Jun 2023)
Tax Bill	$32,325 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`67-2823-9`

Property Details

APN / Parcel Number

Primary APN	`67-2823-9`
Alternative APN	`067-2823-009-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,829 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,800 sqft (0.087 acres)

Location & Zoning

Street Address	520 TALBOT AVE
City	ALBANY
State	CA
Zip	94706-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00009 BLK: AR: 0067 PAGE: 2823
Legal Subdivision	REGENTS PARK MAP 06
Legal Block	25
Legal Lot Number	36&37
Jurisdiction	ALAMEDA CA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1009
Census Tract	420200

Owner

Source: Alameda County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	520 TALBOT AVE, ALBANY, CA 94706-1306
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS LLC
Mar 26, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage MECHANICS BANK
Jun 7, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 3, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	Nov 20, 1998 · Amount on Record
Deed Document Number	202364707
Prior Transfer Date	Apr 6, 2021
Prior Transfer Doc	0000170130
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	520 TALBOT AVE, ALBANY, CA 94706-1306
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000285822
Date	Aug 23, 2021
Instrument	2021285822

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	344 Months
Due	Apr 21, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 26, 2026
Property Address	520 TALBOT AVE, ALBANY, CA 94706-1306
Document Number	0000039745
Map Reference	MB 22 PG 7
Instrument Date	Mar 12, 2026
Instrument	2026039745
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 TALBOT AVE, ALBANY, CA 94706-1306

Mortgage

Document Number	0000039746
Date	Mar 26, 2026
Instrument	2026039746

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	11.6%

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 7, 2023
Property Address	520 TALBOT AVE, ALBANY, CA 94706-1306
Document Number	0000064707
Map Reference	MB 22 PG 7
Instrument Date	May 26, 2023
Instrument	2023064707
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,005.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	520 TALBOT AVE, ALBANY, CA 94706-1306

Mortgage

Document Number	0000064708
Date	Jun 7, 2023
Instrument	2023064708

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 3, 2021
Property Address	520 TALBOT AVE, ALBANY, CA 94706-1306
Document Number	0000170130
Map Reference	MB 22 PG 7
Instrument Date	Apr 6, 2021
Instrument	2021170130
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	520 TALBOT AVE, KENSINGTON, CA 94706-1306

Mortgage

Document Number	0000170131
Date	May 3, 2021
Instrument	2021170131

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 3, 2021
Property Address	520 TALBOT AVE, ALBANY, CA 94706-1306
Document Number	0000170132
Map Reference	MB 22 PG 7
Instrument Date	Apr 6, 2021
Instrument	2021170132
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 TALBOT AVE, ALBANY, CA 94706-1306

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Albany City
Unified School District	Albany City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,168,460 (+2.01%) Land $652,638 Building $1,522,822
2025	$32,325.00 (+1.16%) Homeowner's exemption	$2,125,820 (+264.09%) Land $639,846 Building $1,492,974
2024	$31,955.00 (+195.91%)
2023	$10,799.00 (+4.18%) Homeowner's exemption	$583,869 (+2%) Land $175,236 Building $408,633	$1,798,200
2022	$10,366.00 Homeowner's exemption	$572,422 Land $171,800 Building $400,622

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 900 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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