520 SW 4th St, Galva, IL 61434 Property Records

Henry County property record for 520 SW 4th St, Galva, IL 61434

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1959
Lot Size	0.185 acres (8,096 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jul 2026)
Tax Bill	$1,853 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-33-205-004`

Property Details

APN / Parcel Number

Primary APN	`24-33-205-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Foundation Type	Block
Lot Area	8,096 sqft (0.185 acres)
Lot Dimensions	92 ft deep x 88 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	520 SW 4TH ST
City	GALVA
State	IL
Zip	61434-1667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S92 LOT 4 BLK 61 ORIGINAL TOWN CITY OF GALVA
Legal Subdivision	ORIGINAL TOWN CITY OF GALVA
Legal Block	61
Legal Lot Number	4
Jurisdiction	HENRY IL
Township / Civil Division	GALVA
Census Block Group	3
Census Block	3087
Census Tract	31100

Owner

520 SW 4th St is owned and occupied by an individual who bought it in July 2026.

Source: Henry County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	508 SW 2ND AVE, GALVA, IL 61434-1910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE BANK
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2026 · Amount on File
Deed Sale	Jul 23, 2026 · Amount on File
Prior Sale	Nov 30, 2020 · Amount on File
Deed Document Number	20263643
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jul 23, 2026
Property Address	520 SW 4TH ST, GALVA, IL 61434-1667
Document Number	0000003643
Instrument Date	Jul 17, 2026
Instrument	20263643
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 SW 2ND AVE, GALVA, IL 61434-1910

Mortgage

Document Number	0000003644,
Date	Jul 23, 2026
Instrument	20263644

Lender

Name	STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Nov 30, 2020
Property Address	520 SW 4TH ST, GALVA, IL 61434-1667
Document Number	0000007744
Instrument Date	Nov 23, 2020
Instrument	20-2007744
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 SW 4TH ST, GALVA, IL 61434-1667

Mortgage

Document Number	0000007745
Date	Nov 30, 2020
Instrument	20-2007745

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

Interest

Rate Type	Fixed Rate
Rate	2.27%

Tax Assessment & Valuation

The 2025 property tax bill for 520 SW 4th St was $1,853 with a homeowner's exemption.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Galva Township
Municipality	Galva City
Unified School District	Galva Community Unit School District 224 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,853.00	$25,155 Land $2,212 Building $22,943	$75,465 Land $6,636 Building $68,829
2022		$20,590 Land $1,811 Building $18,779	$61,770 Land $5,433 Building $56,337
2021	$1,258.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 SW 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 SW 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALVA serves 2,449 people · EPA ID IL0730450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid Century Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cambridge Telcom Services, Nextlink.

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