Virginia Beach City property record for 520 Surfside Ave, Virginia Beach, VA 23451
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,771 sqft · built 1985 |
| Lot Size | 0.123 acres (5,365 sqft) |
| Owner | Trust Name on File |
| Last Sale | $865,000 (Jun 2021) |
| Tax Bill | $10,757 (2025) |
| Deeds & Mortgages | May 2023 Transfer Jun 2021 Sale & Mortgage |
| APN | 2426-39-1294 |
| Primary APN | 2426-39-1294 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,771 sqft Living Area |
| Gross Area | 3,044 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,365 sqft (0.123 acres) |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 310 sqft |
| Deck Area | 694 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Old Parcel Number | 2426-39-1294 |
|---|---|
| Street Address | 520 SURFSIDE AVE |
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23451-3675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | CROATAN BEACH BK 21 LOT 3 |
| Legal Subdivision | CROATAN BEACH |
| Legal Block | 21 |
| Legal Lot Number | 3 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 44008 |
520 Surfside Ave is owner-occupied and held in a trust since May 2023.
Source: Virginia Beach City records, as of April 2, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 520 SURFSIDE AVE, VIRGINIA BEACH, VA 23451-3675 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2023 | Intrafamily Transfer, Transfer |
| Jun 30, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on File |
| Deed Sale | Jun 30, 2021 · Amount on File |
| Prior Sale | Jun 30, 2021 · Amount on File |
| Deed Document Number | 20213084 |
| Last Transfer Date | May 5, 2023 |
| Transfer Doc | 0000016159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Recording Date | May 11, 2023 |
| Property Address | 520 SURFSIDE AVE, VIRGINIA BEACH, VA 23451-3675 |
| Document Number | 0000006159 |
| Map Reference | MB 24 PG 37 |
| Instrument Date | May 5, 2023 |
| Instrument | 202303016159 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 SURFSIDE AVE, VIRGINIA BEACH, VA 23451-3675 |
| Investor | Possibly a Property Investor |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Recording Date | Jun 30, 2021 |
| Property Address | 520 SURFSIDE AVE, VIRGINIA BEACH, VA 23451-3675 |
| Document Number | 0000003084 |
| Map Reference | MB 24 PG 37 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 202103053084 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2022 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $865.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 520 SURFSIDE AVE, VIRGINIA BEACH, VA 23451-3675 |
| Document Number | 0000003085 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 202103053085 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 520 Surfside Ave was $10,757, up 11.6% from the year before.
Source: Virginia Beach City assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,757.00 (+11.6%) | $1,109,000 Land $535,000 Building $574,000 | $1,109,000 Land $535,000 Building $574,000 |
| 2024 | $9,639.00 (+4.68%) | ||
| 2023 | $9,208.00 (+12.05%) | $930,200 (+12.05%) Land $475,000 Building $455,200 | $930,200 (+12.05%) Land $475,000 Building $455,200 |
| 2022 | $8,218.00 | $830,200 Land $385,000 Building $445,200 | $830,200 Land $385,000 Building $445,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 520 Surfside Ave; there have been 9 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 243 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 401 units insured incl. 158 condo units |
| Nearby Flood Claims | 9 (2003–2020) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Surfside Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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