Oconee County property record for 520 Sunset Point Dr, West Union, SC 29696
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,542 sqft · built 2007 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,969,500 (Mar 2017) |
| Tax Bill | $5,282 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 178-05-01-060 |
| Primary APN | 178-05-01-060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 3 Stories |
| Building Area | 2,542 sqft Living Area |
| 1st Floor Area | 1,271 sqft |
| Basement Area | 1,271 sqft |
| Finished Basement | 1 sqft |
| Unfinished Basement | 1,271 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Townhouse |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Detached |
| Garage Area | 330 sqft |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19838 |
|---|---|
| Street Address | 520 SUNSET POINT DR |
| City | WEST UNION |
| State | SC |
| Zip | 29696-3940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 60 STONELEDGE @ LAKE KEOWEE (.051 AC) |
| Legal Subdivision | KEOWEE |
| Legal Block | 1 |
| Legal Lot Number | 60 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | WALHALLA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 30302 |
520 Sunset Point Dr is owned by two individuals who bought it in March 2017.
Source: Oconee County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 BARTRAM GRV, GREENVILLE, SC 29605-3103 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BANK NA |
| Mar 3, 2017 | Grant Deed, Transfer · Conventional Mortgage SOUTHERN FIRST BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2017 · Amount on File |
| Deed Sale | Mar 3, 2017 · Amount on File |
| Prior Sale | Dec 10, 2012 · Amount on File |
| Deed Document Number | 201710655 |
| Deed Book / Page | 2248 / 195 |
| Prior Transfer Date | Aug 13, 2012 |
| Prior Transfer Doc | 0000002294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | May 13, 2026 |
| Property Address | 520 SUNSET POINT DR, WEST UNION, SC 29696-3940 |
| Document Number | 0000047229 |
| Book / Page | 4847 / 229 |
| Instrument Date | May 7, 2026 |
| Instrument | 202647229 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 520 SUNSET POINT DR, WEST UNION, SC 29696-3940 |
| Document Number | 0000047229, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 4847/229 |
| Instrument | 202647229 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 520 SUNSET POINT DR, WEST UNION, SC 29696-3940 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003500 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 4207/282 |
| Instrument | 3500 |
| Name | SOUTHERN FIRST BANK NA |
|---|---|
| Type | Bank |
| Address | CROUSE, NC 28033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Mar 3, 2017 |
| Property Address | 520 SUNSET POINT DR, WEST UNION, SC 29696-3940 |
| Document Number | 0000010655 |
| Book / Page | 002248 / 000195 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 10655 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,367.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 26 BARTRAM GRV GREENVILLE SC 296053103, GREENVILLE, SC 29605-3103 |
| Document Number | 10656 |
|---|---|
| Date | Mar 3, 2017 |
| Book Page | 003586/000019 |
| Instrument | 10656 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 2, 2047 |
The 2025 property tax bill for 520 Sunset Point Dr was $5,282.
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,282.00 | $16,389 Land $1,200 Building $15,189 | $409,716 Land $30,000 Building $379,716 |
| 2023 | $16,389 Land $1,200 Building $15,189 | $409,716 Land $30,000 Building $379,716 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 520 Sunset Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Sunset Point Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.2% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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