520 Sunset Dr, Ashland, KY 41101 Property Records

Greenup County property record for 520 Sunset Dr, Ashland, KY 41101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,704 sqft · built 1976
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (May 2020)
Tax Bill	$4,193 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`184-30-00-010.00`

Property Details

APN / Parcel Number

Primary APN	`184-30-00-010.00`
Alternative APN	`45029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,704 sqft Living Area
Basement Area	1,020 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Mixed
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	341 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	45029
Street Address	520 SUNSET DR
City	ASHLAND
State	KY
Zip	41101-2172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLEFONTE LAND BLK 38 LT 15
Legal Subdivision	BELLEFONTE LAND
Legal Block	38
Legal Lot Number	15
Jurisdiction	GREENUP KY
Township / Civil Division	FLATWOODS-RUSSELL
Census Block Group	4
Census Block	4012
Census Tract	40100

Owner

Source: Greenup County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1488, PAINTSVILLE, KY 41240-5488
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF KENTUCKY
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT COMMUNITY BANK NA
May 4, 2020	Grant Deed, Transfer · Conventional Mortgage CITIZENS BK/KY
Mar 4, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 8, 2018	Grant Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Prior Sale	Jun 8, 2018
Deed Document Number	563690
Deed Book / Page	D639 / 57
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENUP KY
Recording Date	Jul 23, 2026
Property Address	520 SUNSET DR, ASHLAND, KY 41101-2172
Document Number	0000703070
Book / Page	696 / 287
Instrument Date	Jul 20, 2026
Instrument	2026703070
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$43,682.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	520 SUNSET DR, ASHLAND, KY 41101-2172

Mortgage

Document Number	0000703074,
Date	Jul 23, 2026
Instrument	2026703074

Lender

Name	CITY NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.39%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	520 SUNSET DR, ASHLAND, KY 41101-2172
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000575751
Date	Jun 2, 2021
Book Page	M995/524
Instrument	575751

Lender

Name	CITIZENS BANK OF KENTUCKY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5%
Index	1-Year CMT
Margin	3

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	520 SUNSET DR, ASHLAND, KY 41101-2172
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000586585
Date	Dec 7, 2021
Book Page	M1011/197
Instrument	586585

Lender

Name	SUMMIT COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2051

Interest

Rate Type	Fixed Rate

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENUP KY
Recording Date	May 4, 2020
Property Address	520 SUNSET DR, ASHLAND, KY 41101-2172
Document Number	0000563690
Book / Page	000639 / 000057
Instrument Date	May 1, 2020
Instrument	563690
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 SUNSET DR ASHLAND KY 411012172, ASHLAND, KY 41101-2172

Mortgage

Document Number	563691
Date	May 4, 2020
Book Page	000964/000374
Instrument	563691

Lender

Name	CITIZENS BK/KY
Address	PAINTSVILLE, KY 41240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 3, 2040

Interest

Rate Type	Adjustable Rate
Rate	3.75%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	520 SUNSET DR, ASHLAND, KY 41101-2172
Document Number	0000537690
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	520 SUNSET DR ASHLAND KY 411012172, ASHLAND, KY 41101-2172

Mortgage

Document Number	0000537690
Date	Mar 19, 2019
Book Page	000939/000193
Instrument	537690

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENUP KY
Recording Date	Jun 8, 2018
Property Address	520 SUNSET DR, ASHLAND, KY 41101-2172
Document Number	0000520867
Book / Page	000623 / 000189
Instrument Date	May 31, 2018
Instrument	520867
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$222.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 SUNSET DR ASHLAND KY 411012172, ASHLAND, KY 41101-2172

Mortgage

Document Number	520869
Date	Jun 8, 2018
Book Page	000922/000336
Instrument	520869

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Greenup County
Municipality	Russell City
Unified School District	Russell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,193.00 (+1.95%)	$260,000 (-) Land $65,000 Building $195,000	$260,000 (-) Land $65,000 Building $195,000
2023	$4,113.00	$260,000 Land $65,000 Building $195,000	$260,000 Land $65,000 Building $195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996–2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUSSELL WATER COMPANY private · serves 5,181 people · EPA ID KY0450376
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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