Lyon County property record for 520 Summer St, Fernley, NV 89408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,258 sqft · built 2001 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,757 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-681-11 |
| Primary APN | 020-681-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,258 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Lawn Sprinklers | Lawn Sprinklers |
| Street Address | 520 SUMMER ST |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-9059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 2011 C A CRAIG TRUST |
| Legal Subdivision | HIGH COUNTRY SUB UNIT 4 |
| Legal Block | 1 |
| Legal Lot Number | 62 |
| Legal Unit | 4 |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 960104 |
Source: Lyon County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 662, FERNLEY, NV 89408-0662 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 3, 2020 | Quit Claim Deed, Transfer WASHINGTON FED'L BK |
| Feb 3, 2020 | Quit Claim Deed, Transfer TICOR TITLE-FERNLEY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 31, 2020 |
| Transfer Doc | 0000610136 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Feb 3, 2020 |
| Property Address | 520 SUMMER ST, FERNLEY, NV 89408-9059 |
| Document Number | 0000610133 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 610133 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | TICOR TITLE-FERNLEY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 662 FERNLEY NV 894080662, FERNLEY, NV 89408-0662 |
| Document Number | 610134 |
|---|---|
| Date | Feb 3, 2020 |
| Instrument | 610134 |
| Name | WASHINGTON FED'L BK |
|---|---|
| Address | SEATTLE, WA 98101 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 2, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Feb 3, 2020 |
| Property Address | 520 SUMMER ST, FERNLEY, NV 89408-9059 |
| Document Number | 0000610136 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 610136 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | TICOR TITLE-FERNLEY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 662 FERNLEY NV 894080662, FERNLEY, NV 89408-0662 |
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,757.00 (-3.09%) | $91,783 (+6.05%) Land $45,500 Building $46,283 | $262,236 (+6.05%) Land $130,000 Building $132,236 |
| 2023 | $1,813.00 (+7.53%) | $86,548 (+3.97%) Land $42,000 Building $44,548 | $247,279 (+3.97%) Land $120,000 Building $127,279 |
| 2022 | $1,686.00 | $83,244 Land $42,000 Building $41,244 | $237,839 Land $120,000 Building $117,839 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 200 / 30 |
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