Franklin County property record for 520 Summer Hill Ln, Washington, MO 63090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,626 sqft · built 2023 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,819 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-8-33.0-0-030-109.000 |
| Primary APN | 10-8-33.0-0-030-109.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,626 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Street Address | 520 SUMMER HILL LN |
|---|---|
| City | WASHINGTON |
| State | MO |
| Zip | 63090-7129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:168 SUMMER HILL ESTATES PLAT 1 |
| Legal Range | 1W |
| Legal Township | 44N |
| Legal Section | 33 |
| Legal Subdivision | SUMMER HILL ESTATES |
| Legal Lot Number | 168 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | ST. JOHNS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 800202 |
Source: Franklin County records · APN 10-8-33.0-0-030-109.000
Assessment roll updated November 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 SUMMER HILL LN, WASHINGTON, MO 63090-7129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 20, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF WASHINGTON |
| Sep 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 11, 2023 |
| Deed Sale | Sep 11, 2023 |
| Prior Sale | Dec 20, 2022 · Amount on Record |
| Deed Document Number | 202310711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 520 SUMMER HILL LN, WASHINGTON, MO 63090-7129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002600738 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 2600738 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 520 SUMMER HILL LN, WASHINGTON, MO 63090-7129 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002218841 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 2218841 |
| Name | BANK OF WASHINGTON |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 520 SUMMER HILL LN, WASHINGTON, MO 63090-7129 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002310712 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2310712 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
Source: Franklin County records · Assessment roll updated November 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Washington School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,819.00 (+2,155.2%) | $53,426 (+2,190.01%) | $281,190 (+1,346.45%) Land $36,000 Building $245,190 |
| 2023 | $125.00 | $2,333 | $19,440 Land $19,440 |
| 2022 | $125.00 |
Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2015–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
Based on FCC filings for 101 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FRANKLIN COUNTY PWSD 1 serves 3,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures