Berkeley County property record for 520 Sugar Loaf Rd, Cross, SC 29436
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,592 sqft · built 2022 |
| Lot Size | 2.33 acres (101,495 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,900 (Sep 2018) |
| Tax Bill | $1,003 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-06-01-033 |
| Primary APN | 080-06-01-033 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,592 sqft Finished Area |
| 1st Floor Area | 1,264 sqft |
| 2nd Floor Area | 328 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 101,495 sqft (2.33 acres) |
| Porch | Slab |
| Street Address | 520 SUGAR LOAF RD |
|---|---|
| City | CROSS |
| State | SC |
| Zip | 29436-3723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | ASSESSMENT DISTRICT: 373LOYAL ACRES |
| Legal Subdivision | LOYAL ACRES GATED (PHASE 3) |
| Legal Lot Number | 35 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | CROSS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20102 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 SUGAR LOAF RD, CROSS, SC 29436-3723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jun 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SCHUMACHER MORTGAGE LLC |
| Sep 4, 2018 | Grant Deed, Transfer · Conventional with PMI LOYAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2018 · Amount on Record |
| Deed Sale | Sep 4, 2018 · Amount on Record |
| Deed Document Number | 201830353 |
| Deed Book / Page | 2835 / 976 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 520 SUGAR LOAF LN, CROSS, SC 29436-3723 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 04267/0781 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 4267/781 |
| Instrument | 2022022380 |
| Name | SCHUMACHER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CANTON, OH 44708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 369 Months |
| Due | Mar 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Sep 4, 2018 |
| Property Address | 520 SUGAR LOAF LN, CROSS, SC 29436-3723 |
| Document Number | 2835/0976 |
| Book / Page | 002835 / 000976 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 30353 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61.49 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 895 TUPELO LN #2 CROSS SC 294363360, 2, CROSS, SC 29436-3360 |
| Document Number | 2835/0980 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | 002835/000980 |
| Instrument | 30354 |
| Name | LOYAL LLC |
|---|---|
| Address | 1442 LEBANON RD, RIDGEVILLE, SC 29472-7354 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,255 (+2,400.06%) Land $23,953 Building $187,302 | $376,600 (-) Land $42,700 Building $333,900 | |
| 2025 | $1,003.00 (+4.7%) | $8,450 (-) Land $958 Building $7,492 | $376,600 (-) Land $42,700 Building $333,900 |
| 2024 | $958.00 (+80.75%) Homeowner's exemption | $8,450 (-23.34%) Land $958 Building $7,492 | $376,600 (+105.01%) Land $42,700 Building $333,900 |
| 2022 | $530.00 | $11,022 Land $2,022 Building $9,000 | $183,700 Land $33,700 Building $150,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
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