520 Stevenson Rd, Erlanger, KY 41018 Property Records

Kenton County property record for 520 Stevenson Rd, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,295 sqft · built 1964
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,500 (Sep 2014)
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-20-19-042.00`

Property Details

APN / Parcel Number

Primary APN	`015-20-19-042.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,295 sqft Finished Area
Gross Area	1,800 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	520 STEVENSON RD
City	ERLANGER
State	KY
Zip	41018-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD HILLS SEC 3 LOT 8
Legal Subdivision	FAIRWOOD HILLS
Legal Phase	3
Legal Lot Number	8
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2012
Census Tract	64500

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 STEVENSON RD, ERLANGER, KY 41018-2438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 18, 2019	Warranty Deed, Transfer · FHA Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2014 · Amount on Record
Deed Sale	Sep 4, 2014 · Amount on Record
Prior Sale	Nov 4, 2009 · Amount on Record
Deed Document Number	201409 04 059 00200
Deed Book / Page	5488 / 254
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	520 STEVENSON RD, ERLANGER, KY 41018-2438
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900051
Date	Feb 26, 2021
Book Page	174/405
Instrument	21022605900051

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jan 1, 2041

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 18, 2019
Property Address	520 STEVENSON RD, ERLANGER, KY 41018-2438
Document Number	0000000044
Book / Page	0C6683 / 000004
Instrument Date	Mar 29, 2019
Instrument	44
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	MILLENNIAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	520 STEVENSON RD ERLANGER KY 410182438, ERLANGER, KY 41018-2438

Mortgage

Document Number	47
Date	Jun 18, 2019
Book Page	0C6683/000008
Instrument	47

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,600 (-) Land $25,000 Building $145,600	$170,600 (-) Land $25,000 Building $145,600
2025	$2,250.00 (+1.53%)	$170,600 (-) Land $25,000 Building $145,600	$170,600 (-) Land $25,000 Building $145,600
2023	$2,216.00	$170,600 Land $25,000 Building $145,600	$170,600 Land $25,000 Building $145,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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