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520 Stem St, Darlington, SC 29532 Property Records

Darlington County property record for 520 Stem St, Darlington, SC 29532

Property Summary

Property TypeSingle Family Home
Details2 bd · 896 sqft · built 1900
Lot Size2.11 acres (91,912 sqft)
Owner2 Individual Names on File
Last Sale$24,000 (Aug 2009)
Tax Bill$211 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN165-01-01-017

Property Details

APN / Parcel Number

Primary APN165-01-01-017
Alternative APN
  • 06616-7

Interior

Bedrooms2 Beds
Stories1 Story
Building Area896 sqft Gross Area
1st Floor Area896 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area91,912 sqft (2.11 acres)
Lot Dimensions430 ft deep x 200 ft wide

Location & Zoning

Account Number06616-7
Street Address520 STEM ST
CityDARLINGTON
StateSC
Zip29532-3626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEM ST LOTS 66 & 67 2.11 ACRES
Legal Lot Number66-67
JurisdictionDARLINGTON SC
Township / Civil DivisionDARLINGTON
Census Block Group1
Census Block1040
Census Tract11201

Owner

520 Stem St is owned and occupied by two individuals who bought it in August 2009.

Source: Darlington County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address520 STEM ST, DARLINGTON, SC 29532-3626
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2009 · Amount on File
Deed SaleAug 10, 2009 · Amount on File
Prior SaleMay 1, 2007 · Amount on File
Deed Book / Page1057 / 4759
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARLINGTON SC
Property Address520 STEM ST, DARLINGTON, SC 29532-3626
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010827725
DateAug 4, 2017
Book Page1082/7725
Instrument1082-7725
Lender
NameGROW FINANCIAL FCU
TypeCredit Union
AddressTAMPA, FL 33619
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 520 Stem St was $211.

Source: Darlington County assessment roll, as of November 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyDarlington County
Unified School DistrictDarlington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$211.00$1,100 Land $480 Building $620$27,500 Land $12,000 Building $15,500
2023$261.00$1,040 Land $480 Building $560$26,100 Land $12,000 Building $14,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Stem St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Stem St is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 43% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDARLINGTON COUNTY W&SA
serves 52,288 people · EPA ID SC1620001
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stem St

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