520 Steele Shallows, Cibolo, TX 78108 Property Records

Guadalupe County property record for 520 Steele Shallows, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,781 sqft · built 2021
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,937 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000000181789`

Property Details

APN / Parcel Number

Primary APN	`000000181789`
Alternative APNs	`1G3147-3A12-00800-0-00` `000000269382` `000000274852` `181789`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,781 sqft Living Area
Gross Area	2,261 sqft
1st Floor Area	1,781 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	520 STEELE SHALLOWS
City	CIBOLO
State	TX
Zip	78108-0240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEELE CREEK SUB #3A BLOCK 12 LOT 8 .18 AC
Legal Subdivision	STEELE CREEK SUB #3A
Legal Block	12
Legal Lot Number	8
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	4
Census Block	4000
Census Tract	210718

Owner

Source: Guadalupe County records · APN 000000181789

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	520 STEELE SHALLOWS, CIBOLO, TX 78108-0240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jul 19, 2022
Property Address	520 STEELE SHALLOWS, CIBOLO, TX 78108-0240
Document Number	0099022267
Map Reference	VOL 9 PG 405-407
Instrument Date	Jul 15, 2022
Instrument	202299022267
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 03, 2025
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 STEELE RPDS, CIBOLO, TX 78108-0075

Mortgage

Document Number	0099022268
Date	Jul 19, 2022
Instrument	202299022268

Lender

Name	DIRECTIONS EQUITY LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,000 (-5.05%) Land $56,174 Building $261,826	$318,000 (-5.05%) Land $56,174 Building $261,826
2025	$4,937.00 (-10.61%) Homeowner's exemption	$334,900 (-9.24%) Land $48,023 Building $286,877	$334,900 (-9.24%) Land $48,023 Building $286,877
2024	$5,523.00 (-2.75%)
2023	$5,679.00 (+604.59%)	$368,992 Land $66,783 Building $302,209	$368,992 Land $66,783 Building $302,209
2022	$806.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872107184, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 411 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Valley Telephone Cooperative, Inc. (TX) Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CellTex Networks Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF CIBOLO serves 20,331 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.