520 Steele Ford Rd, Paris, KY 40361 Property Records

Bourbon County property record for 520 Steele Ford Rd, Paris, KY 40361

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Aug 2020)
Tax Bill	$4,032 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Aug 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`042-00-00-025.00`

Property Details

APN / Parcel Number

Primary APN	`042-00-00-025.00`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	520 STEELE FORD RD
City	PARIS
State	KY
Zip	40361-9356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 AC - 520 STEELE FORD RD
Jurisdiction	BOURBON KY
Township / Civil Division	MILLERSBURG
Census Block Group	1
Census Block	1019
Census Tract	30500

Owner

Source: Bourbon County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	520 STEELE FORD RD, PARIS, KY 40361-9356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Construction Mortgage CENTRAL KENTUCKY AG CREDIT ASSN
Aug 26, 2020	Deed, Transfer · Line of Credit CENTRAL KENTUCKY AG CREDIT ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Deed Document Number	788325
Deed Book / Page	314 / 770
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	520 STEELE FORD RD, PARIS, KY 40361-9356
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 CREEKVIEW DR, PARIS, KY 40361-1212

Mortgage

Document Number	000702/719
Date	Jun 1, 2022
Book Page	702/719
Instrument	796594

Lender

Name	CENTRAL KENTUCKY AG CREDIT ASSN
Type	Bank
Address	LEXINGTON, KY 40508

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jun 1, 2053

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Aug 26, 2020
Property Address	520 STEELE FORD RD, PARIS, KY 40361-9356
Document Number	000314/770
Book / Page	314 / 770
Instrument Date	Aug 20, 2020
Instrument	788325
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	696 NEW LAIR RD, CYNTHIANA, KY 41031-6020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1120 CLINTONVILLE RD, PARIS, KY 40361-9170

Mortgage

Document Number	0000788333
Date	Aug 26, 2020
Instrument	788333

Lender

Name	CENTRAL KENTUCKY AG CREDIT ASSN
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	288 Months
Due	Aug 20, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Unified School District	Bourbon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,032.00 (+1,052%)	$470,000 (+1,075%) Land $60,000 Building $410,000	$470,000 (+1,075%) Land $60,000 Building $410,000
2023	$350.00	$40,000 Land $40,000	$40,000 Land $40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1995–2015)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 3 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON CO WATER ASSOCIATION private · serves 16,736 people · EPA ID KY0490179
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

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