520 Sr, Oviedo, FL 32766 Property Records

Seminole County property record for 520 Sr, Oviedo, FL 32766

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.63 acres (27,443 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Dec 1999)
Deeds & Mortgages	Aug 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`33-21-32-301-0180-0000`

Property Details

APN / Parcel Number

Primary APN	`33-21-32-301-0180-0000`

Exterior

Lot Area	27,443 sqft (0.63 acres)

Location & Zoning

City	OVIEDO
State	FL
Zip	32766
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SEC 33 TWP 21S RGE 32E SW 1/4 OF SW 1/4 W OF RD 419 (LESS SLY 155 FT)
Legal Range	32E
Legal Township	21S
Legal Section	33
Legal Subdivision	LAKE PICKET WOODS 5 ACRE DEVELOPMENT
Legal Tract	301
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1019
Census Tract	21205

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 621419, OVIEDO, FL 32762-1419
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 1999 · Amount on Record
Deed Sale	Dec 1, 1999 · Amount on Record
Deed Document Number	0037711089
Record Updated	Jun 8, 2026

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEMINOLE FL
Property Address	520 SR, CHULUOTA, FL 32766
Document Number	0091950909
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	141 RIVER RUN PT CHULUOTA FL 327668555, CHULUOTA, FL 32766-8555

Mortgage

Document Number	0091950909
Date	Aug 20, 2018
Book Page	009195/000909
Instrument	95746

Lender

Name	CHRISTIAN FIN'L RESOURCES
Type	Funding / Finance Company
Address	1485 INTERNATIONAL PKWY # 1001, LAKE MARY, FL 32746-5304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 19, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$23,310 (-)	$23,310 (-) Land $23,310
2023	Additional exemption filed	$23,310	$23,310 Land $23,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	4 (2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000