520 Spruce Rd, Bolingbrook, IL 60440 Property Records

Will County property record for 520 Spruce Rd, Bolingbrook, IL 60440

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,488 sqft · built 1962
Lot Size0.178 acres (7,769 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Jun 2018)
Tax Bill$7,247 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-02-12-309-021

Property Details

APN / Parcel Number

Primary APN12-02-12-309-021
Alternative APN
  • 02123090210000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,488 sqft Living Area
1st Floor Area744 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialAluminum/Vinyl
Lot Area7,769 sqft (0.178 acres)
Lot Dimensions118 ft deep x 66 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address520 SPRUCE RD
CityBOLINGBROOK
StateIL
Zip60440-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 36 BLOCK 22 IN BOLINGBROOK SUB UNIT 4, BEING A SUB OF PRT OF THE SW1/4 OF SEC 12, T37N-R10E.
Legal Range10E
Legal Township37N
Legal Section12
Legal SubdivisionOLD BOLINGBROOK
Legal Block22
Legal Lot Number36
Legal Unit4
JurisdictionWILL IL
Township / Civil DivisionDU PAGE
Census Block Group1
Census Block1009
Census Tract880112

Owner

Source: Will County records · APN 12-02-12-309-021

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address520 SPRUCE RD, BOLINGBROOK, IL 60440-2505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 14, 2018Warranty Deed, Transfer · Conventional Mortgage
PERL MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 14, 2018 · Amount on Record
Deed SaleJun 14, 2018 · Amount on Record
Prior SaleJul 23, 2004
Deed Document Number201840140
Prior Transfer DateJul 12, 2004
Prior Transfer Doc0000136381
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address520 SPRUCE RD, BOLINGBROOK, IL 60440-2505
Transaction TypeMortgage
Record UpdatedApr 02, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031994
DateMar 22, 2021
InstrumentR2021031994
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBROWNVILLE, ME 4414
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051
Interest
Rate TypeFixed Rate
Rate2.62%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateJun 14, 2018
Property Address520 SPRUCE RD, BOLINGBROOK, IL 60440-2505
Document Number0000040140
Map ReferenceDOC938091
Instrument DateMay 30, 2018
InstrumentR2018040140
Transaction TypeTransfer
Record UpdatedNov 04, 2021
Title CompanyGREATER ILLINOIS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$247.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address520 SPRUCE RD, 520, BOLINGBROOK, IL 60440-2505

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 SPRUCE RD, BOLINGBROOK, IL 60440-2505

Mortgage

Document Number0000040141
DateJun 14, 2018
InstrumentR2018040141
Lender
NamePERL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048
Interest
Rate5.25%

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBolingbrook Village
CountyWill County
County SubdivisionDu Page Township
Unified School DistrictValley View Community Unit School District 365U (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,247.00 (+20.94%)
2024$82,136 (+23.28%) Land $19,575 Building $62,561$246,408 (+23.28%) Land $58,725 Building $187,683
2022$5,992.00 Homeowner's exemption$66,627 Land $15,879 Building $50,748$199,881 Land $47,637 Building $152,244

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2011–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2014 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 585 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-WEST SUBURBAN
private · serves 73,978 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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