520 Spruce Dr, Forks, WA 98331 Property Records

Clallam County property record for 520 Spruce Dr, Forks, WA 98331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,380 sqft · built 1967
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Tax Bill	$2,015 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1328035103500000`

Property Details

APN / Parcel Number

Primary APN	`1328035103500000`
Alternative APN	`4462`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Roof Type	Gable
Roof Material	Other
Lot Area	12,632 sqft (0.29 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	4462
Street Address	520 SPRUCE DR
City	FORKS
State	WA
Zip	98331-9239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	FORD PARK LOT 6 EXC EASE BL 3
Legal Range	13
Legal Township	28
Legal Section	03
Legal Subdivision	FORD PARK
Legal Block	3
Legal Lot Number	6
Jurisdiction	CLALLAM WA
Township / Civil Division	FORKS
Census Block Group	2
Census Block	2051
Census Tract	300

Owner

Source: Clallam County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 SPRUCE DR, FORKS, WA 98331-9239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · VA Mortgage TRUSTED MORTGAGE CAPITAL INC
Dec 29, 2022	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Jan 8, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 7, 2018	Deed of Trust, Mortgage · ARM FREEDOM MORTGAGE CORP
May 19, 2017	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2024
Deed Sale	Nov 7, 2024
Prior Sale	May 19, 2017 · Amount on Record
Deed Document Number	20241465219
Prior Transfer Date	Oct 24, 2024
Prior Transfer Doc	20241465219
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLALLAM WA
Property Address	520 SPRUCE DR, FORKS, WA 98331-9239
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 SPRUCE DR, FORKS, WA 98331-9239

Mortgage

Document Number	20251474848
Date	Sep 15, 2025
Instrument	2025-1474848

Lender

Name	TRUSTED MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLALLAM WA
Property Address	520 SPRUCE DR, FORKS, WA 98331-9239
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20221445841
Date	Dec 29, 2022
Instrument	2022-1445841

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLALLAM WA
Property Address	520 SPRUCE DR, FORKS, WA 98331-9239
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20211410184
Date	Jan 8, 2021
Instrument	2021-1410184

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLALLAM WA
Property Address	520 SPRUCE DR, FORKS, WA 98331-9239
Transaction Type	Mortgage
Record Updated	May 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20181364584
Date	May 7, 2018
Instrument	2018-1364584

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.62%
Index	1-Year CMT
Max Rate	3.62%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLALLAM WA
Recording Date	May 19, 2017
Property Address	520 SPRUCE DR, FORKS, WA 98331-9239
Document Number	20171349768
Map Reference	MP 6 PG 18
Instrument Date	May 15, 2017
Instrument	2017-1349768
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	OLYMPIC PENINSULA TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,866.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20171349769
Date	May 19, 2017
Instrument	2017-1349769

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Clallam County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Clallam County
Municipality	Forks City
Unified School District	Quillayute Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,682 (-8.76%) Land $20,900 Building $191,782	$212,682 (-8.76%) Land $20,900 Building $191,782
2025	$2,015.00 (+0.35%)	$233,092 (-0.63%) Land $30,723 Building $202,369	$233,092 (-0.63%) Land $30,723 Building $202,369
2024	$2,008.00 (-0.79%)
2023	$2,024.00
2022		$234,563 Land $26,543 Building $208,020	$234,563 Land $26,543 Building $208,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1986)
Most Recent Claim	Feb 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORKS MUNICIPAL WATER DEPT serves 3,468 people · EPA ID WA5326000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CresComm Broadband Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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