520 Spring St, Galena, IL 61036 Property Records

Jo Daviess County property record for 520 Spring St, Galena, IL 61036

Property Summary

Property Type	Single Family Home
Details	built 1910
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Apr 2026)
Tax Bill	$2,626 (2025)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`22-100-753-00`

Property Details

APN / Parcel Number

Primary APN	`22-100-753-00`

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	520 SPRING ST
City	GALENA
State	IL
Zip	61036-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL LOTS BLOCK 16 LOT 1 & W 12 LOT 2
Legal Subdivision	GALENA RIVER
Legal Block	16
Legal Lot Number	1-2
Jurisdiction	JO DAVIESS IL
Township / Civil Division	WEST GALENA
Census Block Group	1
Census Block	1023
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Galena Historic District listed 1969 · 1,000 contributing resources · NRIS 69000056
Individually Listed	Link, Oliver L. and Catherine, House listed 2013 · 1 contributing resources · NRIS 13000584

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

520 Spring St is owned by a company that bought it in April 2026.

Source: Jo Daviess County records, as of October 16, 2026

Owner of Record	Company Name on File
Mailing Address	604 JACKSON ST, SCALES MOUND, IL 61075-9715
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026 · Amount on File
Deed Sale	Apr 17, 2026 · Amount on File
Prior Sale	Nov 16, 2018 · Amount on File
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JO DAVIESS IL
Recording Date	Apr 17, 2026
Property Address	520 SPRING ST, GALENA, IL 61036-2132
Instrument Date	Apr 15, 2026
Transaction Type	Construction Loan
Record Updated	Aug 27, 2026
Title Company	WILKINSON TITLE COMPANY, WILKINSON TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	604 JACKSON ST, SCALES MOUND, IL 61075-9715

Mortgage

Date	Apr 17, 2026

Lender

Name	FIRST CMNTY CU

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	0.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 520 Spring St was $2,626, up 2.8% from the year before.

Source: Jo Daviess County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jo Daviess County
County Subdivision	West Galena Township
Municipality	Galena City
Unified School District	Galena Unit School District 120 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,626.00 (+2.82%)	$36,797 (+11.09%) Land $4,073 Building $32,724	$110,402 (+11.09%) Land $12,220 Building $98,182
2024	$2,554.00	$33,123 Land $3,666 Building $29,457	$99,379 Land $10,999 Building $88,380
2022	$2,543.00	$27,254 Land $3,077 Building $24,177	$81,770 Land $9,232 Building $72,538

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Spring St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2011–2022)
Most Recent Claim	Mar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALENA serves 3,308 people · EPA ID IL0850200
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jo-Carroll Energy Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: JCWIFI.com, Nextlink.

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