520 Spring Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 520 Spring Ave, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	1,893 sqft · built 1925
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (Oct 2023)
Tax Bill	$13,678 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-04301-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`51-04301-0000-00003`
Alternative APN	`510430100003`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,893 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	119 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	520 SPRING AVE
City	RIDGEWOOD
State	NJ
Zip	07450-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.137 AC
Legal Block	4301
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	4
Census Block	4001
Census Tract	47500

Owner

Source: Bergen County and Ridgewood Village records · APN 51-04301-0000-00003

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	520 SPRING AVE, RIDGEWOOD, NJ 07450-4633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Apr 12, 1972 · Amount on Record
Deed Document Number	202368490
Deed Book / Page	5107 / 718
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 18, 2023
Property Address	520 SPRING AVE, RIDGEWOOD, NJ 07450-4633
Document Number	0051070718
Book / Page	5107 / 718
Instrument Date	Oct 03, 2023
Instrument	2023068490
Transaction Type	Transfer
Record Updated	Dec 08, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,378.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	187 PATERSON AVE, MIDLAND PARK, NJ 07432-1855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 SPRING AVE, RIDGEWOOD, NJ 07450-4633

Mortgage

Document Number	2023068491
Date	Oct 18, 2023
Instrument	2023068491

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,300 (-) Land $283,300 Building $190,000	$473,300 (-) Land $283,300 Building $190,000
2025	$13,678.00 (+0.74%)	$473,300 (-) Land $283,300 Building $190,000	$473,300 (-) Land $283,300 Building $190,000
2024	$13,578.00 (+4.97%)
2023		$473,300 (-) Land $283,300 Building $190,000	$473,300 (-) Land $283,300 Building $190,000
2022	$12,935.00 (+0.93%)	$473,300 Land $283,300 Building $190,000	$473,300 Land $283,300 Building $190,000
2021	$12,816.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030475004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1999–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 447 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	RIDGEWOOD WATER serves 61,700 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.