520 Sperry Dr, Norman, OK 73072 Property Records

Cleveland County property record for 520 Sperry Dr, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,630 sqft · built 2016
Lot Size	0.185 acres (8,102 sqft)
Owner	Company Name on Record
Last Sale	$3,300 (Nov 2015)
Tax Bill	$3,341 (2025)
Deeds & Mortgages	Aug 2018 Loan Modification Jul 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NC29INDV1 4 1001`

Property Details

APN / Parcel Number

Primary APN	`NC29INDV1 4 1001`
Alternative APN	`168403`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,102 sqft (0.185 acres)
Garage Type	Attached
Garage Area	452 sqft
Porch	Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	168403
Street Address	520 SPERRY DR
City	NORMAN
State	OK
Zip	73072-8345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDEPENDENCE VALLEY 1 LOT 1 BLOCK 4
Legal Range	02W
Legal Township	08N
Legal Section	17
Legal Subdivision	INDEPENDENCE VALLEY 1
Legal Block	4
Legal Lot Number	1
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1001
Census Tract	201205

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 721535, NORMAN, OK 73070-8184
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Loan Modification, Mortgage MCCLAIN BK
Jul 27, 2018	Loan Modification, Mortgage MCCLAIN BK
Apr 4, 2017	Trustee's Deed, Construction Loan · Construction Mortgage MCCLAIN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2015 · Amount on Record
Deed Sale	Nov 6, 2015 · Amount on Record
Deed Document Number	R 2015 39158
Deed Book / Page	5484 / 0927
Record Updated	Jun 8, 2026

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND OK
Property Address	520 SPERRY DR, NORMAN, OK 73072-8345
Document Number	0000025831
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4305 SNOWY OWL DR NORMAN OK 730728402, NORMAN, OK 73072-8402

Mortgage

Document Number	0000025831
Date	Aug 14, 2018
Book Page	005833/001260
Instrument	25831

Lender

Name	MCCLAIN BK
Type	Bank
Address	NOBLE, OK 73068

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 13, 2023

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND OK
Property Address	520 SPERRY DR, NORMAN, OK 73072-8345
Document Number	0000024215
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4305 SNOWY OWL DR NORMAN OK 730728402, NORMAN, OK 73072-8402

Mortgage

Document Number	0000024215
Date	Aug 1, 2018
Book Page	005828/001499
Instrument	24215

Lender

Name	MCCLAIN BK
Type	Bank
Address	NOBLE, OK 73068

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 31, 2023

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 4, 2017
Property Address	520 SPERRY DR, NORMAN, OK 73072-8345
Book / Page	005661 / 000993
Instrument Date	Mar 29, 2017
Instrument	10122
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000010122
Date	Apr 4, 2017
Book Page	005661/000993
Instrument	10122

Lender

Name	MCCLAIN BK
Type	Bank
Address	NOBLE, OK 73068

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 3, 2018

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,341.00 (+10.15%)	$27,846 (+10.25%) Land $3,414 Building $24,432	$273,040 (+18.65%) Land $33,481 Building $239,559
2023	$3,033.00	$25,257 Land $3,855 Building $21,402	$230,116 Land $35,126 Building $194,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
OEC Fiber Fiber	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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