520 Southfork Dr, Berea, KY 40403 Property Records

Madison County property record for 520 Southfork Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$163,650 (Feb 2020)
Tax Bill	$1,914 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0072-016A-0001-19`

Property Details

APN / Parcel Number

Primary APN	`0072-016A-0001-19`
Alternative APNs	`101477` `138720` `68727`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Account Number	68727
Street Address	520 SOUTHFORK DR
City	BEREA
State	KY
Zip	40403-8111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEY CREEK LOT 19 UNIT 1 BLK 1
Legal Subdivision	STONEY CREEK
Legal Block	1
Legal Lot Number	19
Legal Unit	1
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1033
Census Tract	10901

Owner

520 Southfork Dr is owned and occupied by an individual who bought it in February 2020.

Source: Madison County records, as of December 9, 2025

Owner of Record	Individual Name on File
Mailing Address	520 SOUTHFORK DR, BEREA, KY 40403-8111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2020	Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Nov 15, 2019	Intrafamily Transfer, Transfer
Jun 1, 2017	Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2020 · Amount on File
Deed Sale	Feb 25, 2020 · Amount on File
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	202014007840
Deed Book / Page	784 / 774
Prior Transfer Date	Nov 15, 2019
Prior Transfer Doc	D00781/233
Record Updated	Jun 8, 2026

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 25, 2020
Property Address	520 SOUTHFORK DR, BEREA, KY 40403-8111
Document Number	D00784/774
Book / Page	D00784 / 774
Map Reference	SL 26 SL 480
Instrument Date	Feb 13, 2020
Instrument	2014007840
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 KEYSTONE DR, RICHMOND, KY 40475-8519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 SOUTHFORK DR, BEREA, KY 40403-8111

Mortgage

Document Number	2014007841
Date	Feb 25, 2020
Instrument	2014007841

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Nov 15, 2019
Property Address	520 SOUTHFORK DR, BEREA, KY 40403-8111
Document Number	D00781/233
Book / Page	D00781 / 233
Map Reference	CAB 26 SL 480
Instrument Date	Nov 15, 2019
Instrument	2014002375
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 SOUTHFORK DR, BEREA, KY 40403-8111

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 1, 2017
Property Address	520 SOUTHFORK DR, BEREA, KY 40403-8111
Document Number	D00745/461
Book / Page	D00745 / 461
Map Reference	CAB26 SL480
Instrument Date	May 26, 2017
Instrument	2013959426
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 506, BEREA, KY 40403-0506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 S FORK DR, BEREA, KY 40403-8111

Mortgage

Document Number	2013959427
Date	Jun 1, 2017
Instrument	2013959427

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 520 Southfork Dr was $1,914.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,914.00	$203,000	$203,000
2023	$1,587.00	$163,650	$163,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Southfork Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Southfork Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Southfork Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures