Norfolk County and Needham Town property record for 520 South St, Needham, MA 02492
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 2,748 sqft · built 1910 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,010,000 (Mar 2017) |
| Tax Bill | $17,954 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:2030003400000 |
| Primary APN | M:2030003400000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,748 sqft Living Area |
| Gross Area | 3,324 sqft |
| 1st Floor Area | 2,748 sqft |
| Basement Area | 2,748 sqft |
| Unfinished Basement | 2,172 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 520 SOUTH ST |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-2757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Block | 34 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 403300 |
Source: Norfolk County and Needham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 SOUTH ST, NEEDHAM, MA 02492-2757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage JEANNE D ARC CU |
| Oct 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Oct 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Oct 7, 2019 | Deed of Trust, Mortgage TD BK NA |
| Apr 20, 2019 | Deed of Trust, Mortgage · Line of Credit JEANNE D'ARC CU |
| Oct 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU |
| Mar 31, 2017 | Quit Claim Deed, Transfer JEANNE D'ARC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Prior Sale | Sep 9, 2016 |
| Transfer Doc | 0001375506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 520 SOUTH ST, NEEDHAM, MA 02492-2757 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001566960 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 1566960 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 520 SOUTH ST, NEEDHAM, MA 02492-2757 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001489790 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 1489790 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 520 SOUTH ST, NEEDHAM, MA 02492-2757 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1489790 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 1489790 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 520 SOUTH ST, NEEDHAM, MA 02492-2757 |
| Document Number | 0001431844 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 520 SOUTH ST NEEDHAM MA 024922757, NEEDHAM, MA 02492-2757 |
| Document Number | 0001431844 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 1431844 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 10, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 520 SOUTH ST, NEEDHAM, MA 02492-2757 |
| Document Number | 0001421860 |
| Instrument Date | Apr 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 SOUTH ST NEEDHAM MA 024922757, NEEDHAM, MA 02492-2757 |
| Document Number | 0001421860 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 1421860 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 20, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 520 SOUTH ST, NEEDHAM, MA 02492-2757 |
| Document Number | 0000000931 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000000931 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 931 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 21, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Mar 31, 2017 |
| Property Address | 520 SOUTH ST, NEEDHAM, MA 02492-2757 |
| Document Number | 0001375506 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 1375506 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,010.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 SOUTH ST NEEDHAM MA 024922757, NEEDHAM, MA 02492-2757 |
| Document Number | 1375507 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 1375507 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 30, 2047 |
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,954.00 (+5.48%) | $1,693,800 (+29.76%) Land $896,000 Building $797,800 | $1,952,345 (+8.01%) |
| 2024 | $1,807,565 | ||
| 2023 | $17,021.00 | $1,305,300 Land $700,000 Building $605,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 19 (1978–2023) |
| Claims Outside the SFHA | 19 of 19 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
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