Kennebec County and Oakland Town property record for 520 Smithfield Rd, Oakland, ME 04963
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 704 sqft · built 1991 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $98,800 (Apr 2018) |
| Tax Bill | $1,337 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | OAKL M:040 L:007 |
| Primary APN | OAKL M:040 L:007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 704 sqft Living Area |
| 1st Floor Area | 396 sqft |
| Basement Area | 120 sqft |
| Unfinished Basement | 120 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Metal |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 809 |
|---|---|
| Street Address | 520 SMITHFIELD RD |
| City | OAKLAND |
| State | ME |
| Zip | 04963-4134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL. |
| Legal Lot Number | 7 |
| Jurisdiction | OAKLAND ME |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 25001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
520 Smithfield Rd is owned and occupied by two individuals who bought it in April 2018.
Source: Kennebec County and Oakland Town records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 SMITHFIELD RD, OAKLAND, ME 04963-4134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2018 · Amount on File |
| Deed Sale | Apr 2, 2018 · Amount on File |
| Deed Document Number | 20186181 |
| Deed Book / Page | 12873 / 54 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND ME |
| Recording Date | Apr 2, 2018 |
| Property Address | 520 SMITHFIELD RD, OAKLAND, ME 04963-4134 |
| Document Number | 2018006181 |
| Book / Page | 12873 / 0054 |
| Instrument | 2018006181 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000006182 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 000000006182 |
| Name | EMBRACE HOME LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2048 |
The 2025 property tax bill for 520 Smithfield Rd was $1,337, up 6.9% from the year before.
Source: Kennebec County and Oakland Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Oakland Town |
| Unified School District | Regional School Unit 18 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,337.00 (+6.87%) | $85,600 (-) Land $15,800 Building $69,800 | |
| 2024 | $1,251.00 (+13.52%) | $85,600 (+11.9%) Land $15,800 Building $69,800 | |
| 2023 | $1,102.00 (-1.43%) | $76,500 (+17.69%) Land $15,800 Building $60,700 | $192,470 |
| 2022 | $1,118.00 | $65,000 Land $14,400 Building $50,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Smithfield Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Smithfield Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
5G and 4G LTE (outdoors only)
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