Stanly County property record for 520 Simpson Rd, Locust, NC 28097 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2022 |
| Square Footage | 4,690 sqft Finished Area |
| Lot Size | 405,108 sqft (9.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $210,000 (2019) |
| Tax Bill | $8,118.00 (2025) |
| Primary APN | 557401167560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 4,690 sqft Finished Area |
| Basement Area | 1,830 sqft Basement |
| Finished Basement | 1,830 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Exterior |
| Lot Area | 405,108 sqft (9.3 acres) |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 1529675 |
|---|---|
| Street Address | 520 SIMPSON RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-9674 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HSES 520 SIMPSON RD LOT 2 557401002 |
| Legal Subdivision | D A TREECE ESTATE |
| Legal Tract | B |
| Legal Lot Number | 2 |
| Jurisdiction | STANLY NC |
| Minor Civil Division | FURR |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 930801 |
Source: Stanly County records · APN 557401167560
Assessment roll updated August 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 SIMPSON RD, LOCUST, NC 28097-9674 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Oct 19, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage SOUTH STATE BANK NA |
| Jun 04, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 04, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 20, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on Record |
| Deed Sale | Dec 20, 2019 · Amount on Record |
| Deed Doc Number | 2019415855 |
| Deed Book / Page | 1689 / 47 |
| Last Transfer Date | May 29, 2020 |
| Transfer Doc | 0000420350 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 520 SIMPSON RD, LOCUST, NC 28097-9674 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 520 SIMPSON RD, LOCUST, NC 28097-9674 |
| Document Number | 0000462131 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 1834/16 |
| Instrument | 462131 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 520 SIMPSON RD, LOCUST, NC 28097-9674 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000439064 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 1761/899 |
| Instrument | 439064 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Nov 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 04, 2020 |
| Property Address | 520 SIMPSON RD, LOCUST, NC 28097-9674 |
| Document Number | 0000420350 |
| Book / Page | 001702 / 000732 |
| Instrument Date | May 26, 2020 |
| Instrument | 420350 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1206 BOTTLE BRUSH LN HARRISBURG NC 280756715, HARRISBURG, NC 28075-6715 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 04, 2020 |
| Property Address | 520 SIMPSON RD, LOCUST, NC 28097-9674 |
| Document Number | 0000420351 |
| Book / Page | 001702 / 000737 |
| Instrument Date | May 26, 2020 |
| Instrument | 420351 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 SEMPLE FARM RD HAMPTON VA 236661457, HAMPTON, VA 23666-1457 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Dec 20, 2019 |
| Property Address | 520 SIMPSON RD, LOCUST, NC 28097-9674 |
| Document Number | 0000415855 |
| Book / Page | 001689 / 000047 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 415855 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 SEMPLE FARM RD HAMPTON VA 236661457, HAMPTON, VA 23666-1457 |
Source: Stanly County records · Assessment roll updated August 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,118.00 (+25.59%) | $882,446 (+48.79%) Land $231,800 Building $650,646 | $882,446 (+48.79%) Land $231,800 Building $650,646 |
| 2023 | $6,464.00 | $593,089 Land $139,780 Building $453,309 | $593,089 Land $139,780 Building $453,309 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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