520 Shagbark Dr, Elgin, IL 60123 Property Records

Kane County property record for 520 Shagbark Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,058 sqft · built 1989
Lot Size	0.79 acres (3,443 sqft)
Owner	2 Company Names on File
Last Sale	$230,000 (Oct 2019)
Tax Bill	$6,753 (2025)
Deeds & Mortgages	Oct 2019 Sale Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-305-026`

Property Details

APN / Parcel Number

Primary APN	`06-09-305-026`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,058 sqft Living Area
Gross Area	3,381 sqft
Basement Area	1,323 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	3,443 sqft (0.79 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	520 SHAGBARK DR
City	ELGIN
State	IL
Zip	60123-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY RIDGE THAT PART OF LOT 12 DESC IN DOC 2010271
Legal Subdivision	HICKORY RIDGE
Legal Block	3
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3006
Census Tract	851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	520 SHAGBARK DR, ELGIN, IL 60123-2600
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Warranty Deed, Transfer USI
Mar 21, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Mar 28, 2018	Trustee's Deed, Foreclosure · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2019 · Amount on File
Deed Sale	Oct 7, 2019 · Amount on File
Prior Sale	Mar 28, 2018 · Amount on File
Deed Document Number	201947208
Prior Transfer Date	Oct 7, 2015
Prior Transfer Doc	0000055393
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 7, 2019
Property Address	520 SHAGBARK DR, ELGIN, IL 60123-2600
Document Number	0000047208
Instrument Date	Sep 20, 2019
Instrument	47208
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	USI

Transaction

Amount	Amount on Record
Tax	$345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	520 SHAGBARK DR ELGIN IL 601232600, ELGIN, IL 60123-2600

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	520 SHAGBARK DR, ELGIN, IL 60123-2600
Document Number	0000012216
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	520 SHAGBARK DR ELGIN IL 601232600, ELGIN, IL 60123-2600

Mortgage

Document Number	0000012216
Date	Mar 29, 2019
Instrument	12216

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

Interest

Rate	4.87%

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Mar 28, 2018
Property Address	520 SHAGBARK DR, ELGIN, IL 60123-2600
Document Number	0000014149
Instrument Date	Mar 8, 2018
Instrument	2018K014149
Transaction Type	Foreclosure
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	520 SHAGBARK DR, ELGIN, IL 60123-2600

Mortgage

Document Number	0000014150
Date	Mar 28, 2018
Instrument	2018K014150

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2028

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,753.00 (+17.46%) Homeowner's exemption Senior Citizen's exemption	$104,517 (+8.57%) Land $23,711 Building $80,806	$313,676 (+8.57%) Land $71,161 Building $242,515
2024		$96,267 (+21.39%) Land $21,839 Building $74,428	$288,917 (+21.44%) Land $65,543 Building $223,373
2022	$5,749.00 (+2.06%) Disabled Person's exemption	$79,301 (+6.96%) Land $17,990 Building $61,311	$237,903 (+6.96%) Land $53,970 Building $183,933
2021	$5,633.00 Homeowner's exemption	$74,140 Land $16,819 Building $57,321	$222,420 Land $50,457 Building $171,963

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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