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520 Second Creek Bridge Rd, Smithville, MO 64089 Property Records

Clay County property record for 520 Second Creek Bridge Rd, Smithville, MO 64089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,764 sqft · built 1950
Lot Size1.98 acres (86,249 sqft)
OwnerCompany Name on Record
Tax Bill$2,833 (2024)
Deeds & MortgagesMay 2026 Sale
Jan 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN05-504-00-01-010.03

Property Details

APN / Parcel Number

Primary APN05-504-00-01-010.03
Alternative APNs
  • 0550400010100301
  • 5504000101003
  • 284964

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,764 sqft Living Area
Gross Area1,884 sqft
1st Floor Area1,764 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area86,249 sqft
PorchCovered Wood Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address520 SECOND CREEK BRIDGE RD
CitySMITHVILLE
StateMO
Zip64089
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG NL SECOND CREEK BRIDGE RD & CRK, W545, NE193.74, E TO CRK, SLY TO POB
Legal Range33W
Legal Township53N
Legal Section22
Legal SubdivisionBEG NL SECOND CREEK
JurisdictionCLAY MO
Township / Civil DivisionPLATTE
Census Block Group1
Census Block1052
Census Tract22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address107 W MAIN ST, SMITHVILLE, MO 64089-9384
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 4, 2021Warranty Deed, Transfer
LOWMAN ROBERTA L L/TR (RT)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2026
Deed SaleMay 1, 2026
Prior SaleJan 4, 2021 · Amount on Record
Deed Document Number202611590
Deed Book / Page10158 / 127
Prior Transfer DateFeb 6, 2007
Prior Transfer Doc0000004968
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateMay 1, 2026
Property Address520 SECOND CREEK BRIDGE RD, SMITHVILLE, MO 64089
Document Number0000011590
Book / Page10158 / 127
Instrument DateApr 21, 2026
Instrument202611590
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address107 W MAIN ST, SMITHVILLE, MO 64089-9384

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateJan 4, 2021
Property Address520 SECOND CREEK RD, SMITHVILLE, MO 64089-8455
Document Number0000000231
Book / Page008920 / 000131
Instrument DateDec 31, 2020
Instrument231
Transaction TypeTransfer
Record UpdatedJan 13, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address520 SECOND CREEK RD SMITHVILLE MO 640898455, SMITHVILLE, MO 64089-8455

Mortgage

Document Number232
DateJan 4, 2021
Book Page008920/000132
Instrument232
Lender
NameLOWMAN ROBERTA L L/TR (RT)
Address16251 LOWMAN RD, SMITHVILLE, MO 64089-8282
Agreement
AmountAmount Recorded
Term180 Months
DueJan 3, 2036

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$45,110 (+14.93%)$237,421 (+14.93%)
2024$2,833.00 (+4.54%)
2023$2,710.00 (+38.69%)$39,250$206,578
2019$1,954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims33 (1981–2016)
Claims Outside the SFHA12 of 33
Most Recent ClaimMay 2016 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
United Fiber
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20

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