Martin County property record for 520 SE Dolphin Dr, Stuart, FL 34996 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,430 sqft · built 1970 |
| Lot Size | 0.211 acres (9,191 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Jul 2023) |
| Tax Bill | $6,176 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jul 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-38-41-023-032-0004.0-6-0000 |
| Primary APN | 03-38-41-023-032-0004.0-6-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,191 sqft (0.211 acres) |
| Garage Area | 312 sqft |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Deck Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 520 SE DOLPHIN DR |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34996-3237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROADWAY ST LUCIE ESTATES LOTS 4 5 & 6 BLK 32 OR 365/286 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 3 |
| Legal Subdivision | BROADWAY SECTION OF ST LUCIE ESTATES SUB |
| Legal Block | 32 |
| Legal Lot Number | 4 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 902 |
Source: Martin County records · APN 03-38-41-023-032-0004.0-6-0000
Assessment roll updated August 27, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 SE DOLPHIN DR, STUART, FL 34996-3237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 21, 2023 | Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 21, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 07, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST DIRECT LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on Record |
| Deed Sale | Jul 21, 2023 · Amount on Record |
| Prior Sale | Jun 03, 2009 · Amount on Record |
| Deed Document Number | 20233027501 |
| Deed Book / Page | 3387 / 1447 |
| Prior Transfer Date | Jul 19, 2023 |
| Prior Transfer Doc | 0033871446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jul 21, 2023 |
| Property Address | 520 SE DOLPHIN DR, STUART, FL 34996-3237 |
| Document Number | 0033871446 |
| Book / Page | 3387 / 1446 |
| Map Reference | MB 1 PG 4 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 3027500 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 961 NE TOWN TER, JENSEN BEACH, FL 34957-6815 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 520 SE DOLPHIN DR, STUART, FL 34996-3237 |
| Document Number | 0033871449 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 3387/1449 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jul 21, 2023 |
| Property Address | 520 SE DOLPHIN DR, STUART, FL 34996-3237 |
| Document Number | 0033871447 |
| Book / Page | 3387 / 1447 |
| Map Reference | MB 1 PG 4 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 3027501 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 SE ONTARIO WAY, STUART, FL 34997-5521 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 520 SE DOLPHIN DR, STUART, FL 34996-3237 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 520 SE DOLPHIN DR, STUART, FL 34996-3237 |
| Document Number | 0029591722 |
| Book / Page | 002959 / 001722 |
| Instrument Date | Nov 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 520 SE DOLPHIN DR STUART FL 349963237, STUART, FL 34996-3237 |
| Document Number | 0029591722 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 002959/001722 |
| Instrument | 2664758 |
| Name | FIRST DIRECT LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2047 |
Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Municipality | Stuart City |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,176.00 (-0.69%) Homeowner's exemption | $388,797 (+195.43%) | $392,200 (+24.39%) Land $170,000 Building $222,200 |
| 2024 | $6,219.00 (+250.17%) | ||
| 2023 | $1,776.00 (+4.53%) Additional exemption filed | $131,603 (+3%) | $315,310 (+26.17%) Land $160,000 Building $155,310 |
| 2022 | $1,699.00 Homeowner's exemption | $127,770 | $249,900 Land $151,500 Building $98,400 |
Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850009021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 42 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 42 in force 30 of 42 on primary residences |
| Nearby Flood Claims | 14 (1999–2018) |
| Claims Outside the SFHA | 10 of 14 |
| Most Recent Claim | May 2018, other causes |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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