520 Saunders Rd, Gates, NC 27937 Property Records

Gates County property record for 520 Saunders Rd, Gates, NC 27937 · Last verified October 2025

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,726 sqft · built 1989
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$7,000 (Jan 2023)
Tax Bill	$2,337 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00968`

Property Details

APN / Parcel Number

Primary APN	`03-00968`
Alternative APNs	`106389` `20724`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Porch	Porch
Porch Area	114 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	106389
Street Address	520 SAUNDERS RD
City	GATES
State	NC
Zip	27937-9473
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	CORDIE R BOONE
Jurisdiction	GATES NC
Township / Civil Division	REYNOLDSON
Census Block Group	1
Census Block	1018
Census Tract	970300

Owner

Source: Gates County records · APN 03-00968

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2989 PROVIDENCE RD, SUFFOLK, VA 23434-7216
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONWIDE MORTGAGE COMPANY INC
Jul 11, 2023	Deed of Trust, Mortgage CUSTOM BUILDERS EXPRESS LLC
Jan 13, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Prior Sale	Mar 13, 2006 · Amount on Record
Deed Document Number	3512436702
Deed Book / Page	3750351243 / 3512436702
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	520 SAUNDERS RD, GATES, NC 27937-9473
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2989 PROVIDENCE RD, SUFFOLK, VA 23434-7216

Mortgage

Document Number	000379/860
Date	Oct 10, 2023
Book Page	379/860
Instrument	321593

Lender

Name	AMERICAN NATIONWIDE MORTGAGE COMPANY INC
Type	Mortgage Company
Address	TAMPA, FL 33624

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	520 SAUNDERS RD, GATES, NC 27937-9473
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000378/336
Date	Jul 11, 2023
Book Page	378/336
Instrument	321253

Lender

Name	CUSTOM BUILDERS EXPRESS LLC
Type	Non-Lending Institution
Address	YORKTOWN, VA 23692

Agreement

Amount	Amount Recorded

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GATES NC
Recording Date	Jan 13, 2023
Property Address	520 SAUNDERS RD, GATES, NC 27937-9473
Document Number	000375/351
Book / Page	375 / 351
Map Reference	CAB 2 SL 21 PL 5
Instrument Date	Jan 13, 2023
Instrument	320654
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Amount	Amount Recorded
Tax	$14.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27254 SPIVEY TOWN RD, WINDSOR, VA 23487-4869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2989 PROVIDENCE RD, SUFFOLK, VA 23434-7216

Tax Assessment & Valuation

Source: Gates County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Gates County
Unified School District	Gates County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,337.00 (+72.09%)	$305,605 (+140.24%) Land $54,500 Building $251,105	$305,605 (+140.24%) Land $54,500 Building $251,105
2023	$1,358.00	$127,210 Land $45,374 Building $81,836	$127,210 Land $45,374 Building $81,836

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gates County (37073C), updated December 29, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370739703001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016, river or lake flooding, Hurricane Matthew

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
eNCore Connects	Fiber	2,000 / 2,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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