Palm Beach County property record for 520 Sandpiper Way, Boca Raton, FL 33431
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7 ba · 7,224 sqft · built 1988 |
| Lot Size | 0.425 acres (18,517 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $775,000 (Feb 1998) |
| Tax Bill | $17,741 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-43-47-08-22-000-1020 |
| Primary APN | 06-43-47-08-22-000-1020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 7,224 sqft Living Area |
| Gross Area | 8,849 sqft |
| 1st Floor Area | 4,639 sqft |
| Upper Floors Area | 2,585 sqft |
| Interior Walls | Custom/Decorative |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 18,517 sqft (0.425 acres) |
| Lot Dimensions | 331 ft deep x 56 ft wide |
| Garage Area | 970 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool House | 64 sqft |
| Porch | Open Porch |
| Porch Area | 616 sqft |
| Deck Area | 516 sqft |
| Patio Area | 2,001 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 520 SANDPIPER WAY |
|---|---|
| City | BOCA RATON |
| State | FL |
| Zip | 33431-5246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A/R1B |
| Legal Description | SANCTUARY REPL OF LOT 102 |
| Legal Range | 43E |
| Legal Township | 47S |
| Legal Section | 08 |
| Legal Subdivision | SANCTUARY REPL OF |
| Legal Lot Number | 102 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOCA RATON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 7302 |
The current owner of 520 Sandpiper Way bought it in February 1998.
Source: Palm Beach County records, as of December 8, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 520 SANDPIPER WAY, BOCA RATON, FL 33431-5246 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AUTO CLUB TRUST FSB |
| Aug 1, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 1998 · Amount on File |
| Deed Sale | Feb 5, 1998 · Amount on File |
| Deed Document Number | 1021601578 |
| Deed Book / Page | 10216 / 01578 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 520 SANDPIPER WAY, BOCA RATON, FL 33431-5246 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 520 SANDPIPER WAY, BOCA RATON, FL 33431-5246 |
| Document Number | 0323660325 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 32366/325 |
| Instrument | 20210158533 |
| Name | AUTO CLUB TRUST FSB |
|---|---|
| Type | Bank |
| Address | DEARBORN, MI 48126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 520 SANDPIPER WAY, BOCA RATON, FL 33431-5246 |
| Document Number | 0292810462 |
| Book / Page | 029281 / 000462 |
| Instrument Date | Aug 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 SANDPIPER WAY BOCA RATON FL 334315246, BOCA RATON, FL 33431-5246 |
| Document Number | 0292810462 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 029281/000462 |
| Instrument | 289496 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
The 2025 property tax bill for 520 Sandpiper Way was $17,741 with a homeowner's exemption.
Source: Palm Beach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Boca Raton City |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,741.00 Homeowner's exemption | $1,063,196 | $3,027,262 Land $1,071,859 Building $1,955,403 |
| 2023 | $16,860.00 (+0.8%) Homeowner's exemption | $1,003,138 (+3%) | $2,670,068 (+14.33%) Land $687,055 Building $1,983,013 |
| 2022 | $16,726.00 Homeowner's exemption | $973,920 | $2,335,409 Land $734,800 Building $1,600,609 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Sandpiper Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 216 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 431 units insured incl. 215 condo units |
| Nearby Flood Claims | 26 (1979–2025) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 520 Sandpiper Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOCA RATON WTP serves 130,000 people · EPA ID FL4500130 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Breezeline, Hotwire Communications.
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