520 Salt Tide Way, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 520 Salt Tide Way, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,470 sqft · built 2006
Lot Size	0.56 acres (24,393 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (May 2005)
Tax Bill	$8,553 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`162693-0050`

Property Details

APN / Parcel Number

Primary APN	`162693-0050`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Stories	1 Story
Building Area	3,470 sqft Living Area
Gross Area	5,080 sqft
1st Floor Area	2,788 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,393 sqft (0.56 acres)
Garage Type	Attached
Garage Area	1,258 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished Screened Porch
Porch Area	556 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 SALT TIDE WAY
City	SAINT AUGUSTINE
State	FL
Zip	32080-6116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	32/58-61 MARSH CREEK UNIT 12 LOT 5 OR2429/628
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	MARSH CREEK UNIT 12
Legal Block	4
Legal Lot Number	5
Legal Unit	12
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4007
Census Tract	21408

Owner

520 Salt Tide Way is owned and occupied by two individuals who bought it in May 2005.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	520 SALT TIDE WAY, SAINT AUGUSTINE, FL 32080-6116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2005 · Amount on File
Deed Sale	May 4, 2005 · Amount on File
Prior Sale	Mar 14, 2003 · Amount on File
Deed Document Number	200533825
Deed Book / Page	2429 / 628
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	520 SALT TIDE WAY, SAINT AUGUSTINE, FL 32080-6116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 SALT TIDE WAY, SAINT AUGUSTINE, FL 32080-6116

Mortgage

Document Number	0050781486
Date	Oct 23, 2020
Book Page	5078/1486
Instrument	2020094317

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 520 Salt Tide Way was $8,553 with a homeowner's exemption, up 11.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$663,999 (+2.7%)	$1,021,431 (-1.41%) Land $250,000 Building $771,431
2025	$8,553.00 (+11.47%) Homeowner's exemption	$646,542 (+2.9%)	$1,036,076 (+5.09%) Land $250,000 Building $786,076
2024	$7,673.00 (+1.89%) Homeowner's exemption	$628,321 (+3%)	$985,908 (-0.79%) Land $300,000 Building $685,908
2023	$7,531.00 (+2.53%) Homeowner's exemption	$610,020 (+3%)	$993,777 (+8.64%) Land $300,000 Building $693,777
2022	$7,345.00 Homeowner's exemption	$592,252	$914,765 Land $296,800 Building $617,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Salt Tide Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 334 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	662 units insured incl. 328 condo units
Nearby Flood Claims	9 (2016–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Salt Tide Way is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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