Lincoln County property record for 520 Saint John Ln, Old Monroe, MO 63369
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 2,572 sqft · built 2023 |
| Lot Size | 2.14 acres (93,610 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,668 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Feb 2023 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-50-15-000-000-001.023 |
| Primary APN | 21-50-15-000-000-001.023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,572 sqft Living Area |
| Basement Area | 2,572 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 93,610 sqft (2.14 acres) |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 520 SAINT JOHN LN |
|---|---|
| City | OLD MONROE |
| State | MO |
| Zip | 63369-2658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 ST MARYS ESTATES PLAT 2 |
| Legal Range | 02E |
| Legal Township | 48N |
| Legal Section | 30 |
| Legal Subdivision | MARYS ESTATES |
| Legal Lot Number | 13 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 810402 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 SAINT JOHN LN, OLD MONROE, MO 63369-2658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 2, 2023 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK |
| Jan 18, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 520 SAINT JOHN LN, OLD MONROE, MO 63369-2658 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 520 SAINT JOHN LN, OLD MONROE, MO 63369-2658 |
| Document Number | 002497/338 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 2497/338 |
| Instrument | 2024000637 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | NEW HAVEN, MO 63068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 520 SAINT JOHN LN, OLD MONROE, MO 63369-2658 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4007 FRENCH OAK LN, SAINT CHARLES, MO 63304-1420 |
| Document Number | 002487/655 |
|---|---|
| Date | Feb 2, 2023 |
| Book Page | 2487/655 |
| Instrument | 2023000788 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | NEW HAVEN, MO 63068 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jan 18, 2022 |
| Property Address | 520 SAINT JOHN LN, OLD MONROE, MO 63369-2658 |
| Document Number | 002474/882 |
| Book / Page | 2474 / 882 |
| Map Reference | MB 14 PG 355 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2022000598 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | SYNERGY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 14, OLD MONROE, MO 63369-0014 |
| Name | Verified Name |
|---|---|
| Address | 4007 FRENCH OAK LN, SAINT CHARLES, MO 63304-1420 |
| Document Number | 2022000599 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022000599 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2047 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Winfield R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,149 (-) Land $9,880 Building $74,269 | ||
| 2025 | $4,668.00 (+130.75%) | $84,149 (+10.71%) Land $9,880 Building $74,269 | $442,890 (+10.71%) Land $52,000 Building $390,890 |
| 2023 | $2,023.00 (+358.73%) | $76,010 Land $7,980 Building $68,030 | $400,050 Land $42,000 Building $358,050 |
| 2022 | $441.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 25 (1993–2024) |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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