520 Saint Claude Pl, Saint Johns, FL 32259 Property Records

St. Johns County property record for 520 Saint Claude Pl, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,228 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jun 2015)
Tax Bill	$4,547 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026331-0810`

Property Details

APN / Parcel Number

Primary APN	`026331-0810`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,228 sqft Living Area
Gross Area	2,735 sqft
1st Floor Area	2,228 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	507 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	245 sqft
Patio Area	443 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 SAINT CLAUDE PL
City	SAINT JOHNS
State	FL
Zip	32259-4074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	50/5-24 ST JOHNS FOREST UNIT 1 LOT 81 OR4037/1544
Legal Range	28E
Legal Township	05S
Legal Section	17
Legal Subdivision	ST. JOHNS FOREST UNIT 1
Legal Block	2
Legal Lot Number	81
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2018
Census Tract	20811

Owner

520 Saint Claude Pl is owned and occupied by two individuals who bought it in June 2015.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	520 SAINT CLAUDE PL, SAINT JOHNS, FL 32259-4074
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2015 · Amount on File
Deed Sale	Jun 5, 2015 · Amount on File
Prior Sale	Aug 1, 2005 · Amount on File
Deed Document Number	201534223
Deed Book / Page	4037 / 1544
Prior Transfer Date	Sep 6, 2012
Prior Transfer Doc	0036200492
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	520 SAINT CLAUDE PL, SAINT JOHNS, FL 32259-4074
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 SAINT CLAUDE PL, SAINT JOHNS, FL 32259-4074

Mortgage

Document Number	0050941883
Date	Nov 9, 2020
Book Page	5094/1883
Instrument	2020101288

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 520 Saint Claude Pl was $4,547 with a homeowner's exemption, up 9.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,526 (+2.7%)	$409,013 (-0.74%) Land $125,000 Building $284,013
2025	$4,547.00 (+9.33%) Homeowner's exemption	$261,466 (+2.9%)	$412,067 (+2.05%) Land $130,000 Building $282,067
2024	$4,159.00 (+1.46%) Homeowner's exemption	$254,097 (+3%)	$403,805 (-7.91%) Land $130,000 Building $273,805
2023	$4,099.00 (+2.17%) Homeowner's exemption	$246,696 (+3%)	$438,491 (+26.21%) Land $130,000 Building $308,491
2022	$4,012.00 Homeowner's exemption	$239,511	$347,423 Land $100,800 Building $246,623

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Saint Claude Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	63 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Saint Claude Pl is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 250
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20