520 Sage Hen Ct, Frederick, MD 21703 Property Records

Frederick County property record for 520 Sage Hen Ct, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,136 sqft · built 1990
Lot Size0.245 acres (10,672 sqft)
OwnerIndividual Name on File
Last Sale$312,000 (Aug 2008)
Tax Bill$6,494 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN02-162008

Property Details

APN / Parcel Number

Primary APN02-162008
Alternative APNs
  • 2162008
  • 162008

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,136 sqft Living Area
Gross Area2,620 sqft
1st Floor Area1,240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,672 sqft (0.245 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area72 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number162008
Street Address520 SAGE HEN CT
CityFREDERICK
StateMD
Zip21703-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionLOT 5 SEC 1 PLAT 2 0.245 ACRES GOLF VIEW
Legal SubdivisionGOLF VIEW SEC 01 02
Legal Lot Number5
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3010
Census Tract750506

Owner

520 Sage Hen Ct is owned and occupied by an individual who acquired it in May 2017.

Source: Frederick County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address520 SAGE HEN CT, FREDERICK, MD 21703-1305
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 6, 2022Deed of Trust, Mortgage · Line of Credit
SKYPOINT FEDERAL CREDIT UNION
Jul 19, 2017Quit Claim Deed, Mortgage · Conventional with PMI
SOUTHPOINT FIN'L SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2008 · Amount on File
Deed SaleAug 7, 2008 · Amount on File
Prior SaleApr 29, 2008 · Amount on File
Deed Document Number200883498
Deed Book / Page7055 / 420
Last Transfer DateMay 12, 2017
Transfer Doc0119330177
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address520 SAGE HEN CT, FREDERICK, MD 21703-1305
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0159050490
DateMay 6, 2022
Book Page15905/490
Lender
NameSKYPOINT FEDERAL CREDIT UNION
TypeCredit Union
AddressGERMANTOWN, MD 20874
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMay 5, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateJul 19, 2017
Property Address520 SAGE HEN CT, FREDERICK, MD 21703-1305
Document Number0019330176
Book / Page001933 / 000176
Instrument DateMay 12, 2017
Transaction TypeMortgage
Record UpdatedAug 14, 2017
Title CompanyPROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TITLE AGCY LI

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 SAGE HEN CT FREDERICK MD 217031305, FREDERICK, MD 21703-1305

Mortgage

Document Number119330182
DateJul 19, 2017
Book Page011933/000182
Lender
NameSOUTHPOINT FIN'L SVCS
TypeFunding / Finance Company
AddressALPHARETTA, GA 30005
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 520 Sage Hen Ct was $6,494 with a homeowner's exemption, up 4.8% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$434,033 (+5.97%)$482,900 (+17.9%) Land $171,000 Building $311,900
2025$6,494.00 (+4.84%) Homeowner's exemption$409,600 Land $120,600 Building $289,000$409,600 Land $120,600 Building $289,000
2024$6,194.00 (+7.26%)
2023$5,775.00 Homeowner's exemption$336,800$409,600 Land $120,600 Building $289,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Sage Hen Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2014–2018)
Most Recent ClaimMay 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Sage Hen Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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