520 Saco St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 520 Saco St, Westbrook, ME 04092

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,152 sqft · built 1955
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on Record
Tax Bill$3,982 (2023)
Deeds & MortgagesMay 2026 Second Mortgage
May 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNWSBR M:004 L:007

Property Details

APN / Parcel Number

Primary APNWSBR M:004 L:007
Alternative APNs
  • M:004 B:007
  • 3297

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area
Gross Area2,646 sqft
1st Floor Area792 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,522 sqft (0.54 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address520 SACO ST
CityWESTBROOK
StateME
Zip04092-2007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code22
Legal Lot Number7
JurisdictionWESTBROOK ME
Township / Civil DivisionWESTBROOK
Census Block Group2
Census Block2006
Census Tract2901

Owner

Source: Cumberland County and Westbrook City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address520 SACO ST, WESTBROOK, ME 04092-2007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
May 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Aug 24, 2018Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Recording DateMay 20, 2026
Property Address520 SACO ST, WESTBROOK, ME 04092-2007
Document Number0422630108
Book / Page42263 / 108
Instrument DateMay 15, 2026
Instrument202619649
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 SACO ST, WESTBROOK, ME 04092-2007

Mortgage

Document Number0000019649,
DateMay 20, 2026
Book Page42263/108
Instrument202619649
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address520 SACO ST, WESTBROOK, ME 04092-2007
Transaction TypeMortgage
Record UpdatedJun 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0382190101
DateMay 21, 2021
Book Page38219/101
Instrument36152
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address520 SACO ST, WESTBROOK, ME 04092-2007
Document Number0351170282
Instrument DateAug 24, 2018
Transaction TypeMortgage
Record UpdatedOct 22, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 SACO ST WESTBROOK ME 040922007, WESTBROOK, ME 04092-2007

Mortgage

Document Number0351170282
DateSep 4, 2018
Book Page035117/000282
Instrument44896
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, ME 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueSep 3, 2048

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
MunicipalityWestbrook City
Unified School DistrictWestbrook (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$3,982.00 (+11.23%)$238,700 (+20.68%) Land $77,200 Building $161,500
2022$3,580.00$197,800 Land $64,200 Building $133,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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