520 S Summit St, Gilbert, MN 55741 Property Records

St. Louis County property record for 520 S Summit St, Gilbert, MN 55741

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,137 sqft · built 1967
Lot Size0.236 acres (10,307 sqft)
OwnerIndividual Name on Record
Tax Bill$1,300 (2026)
Flood ZoneZone X (minimal risk)
APN060-0033-00355

Property Details

APN / Parcel Number

Primary APN060-0033-00355
Alternative APN
  • 1011122

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,137 sqft Gross Area
1st Floor Area1,137 sqft
Basement Area990 sqft
Finished Basement990 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1981
Architectural StyleSplit Foyer
Exterior MaterialMetal
Construction TypeFrame
Lot Area10,307 sqft (0.236 acres)
Garage Area720 sqft
Deck Area300 sqft
Storage Building96 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1011122
Street Address520 S SUMMIT ST
CityGILBERT
StateMN
Zip55741-5071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWLY 21 FT EX NLY 10 FT OF LOT 8 & LOT 9EX NLY 10 FT SERIAL #
Legal SubdivisionGILBERT THIRD ADDITION
Legal Block3
Legal Lot Number8,9E
JurisdictionST LOUIS MN
Township / Civil DivisionGILBERT
Census Block Group2
Census Block2009
Census Tract13500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address520 S SUMMIT ST, GILBERT, MN 55741-5071
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 15, 2016
Transfer Doc0001287117
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityGilbert City
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,300.00 (+7.62%) Homeowner's exemption Disabled Person's exemption
2025$1,208.00 (-7.79%) Homeowner's exemption Disabled Person's exemption$180,600 (+25.85%) Land $13,800 Building $166,800$180,600 (+25.85%) Land $13,800 Building $166,800
2024$1,310.00$143,500 (+34.36%) Land $11,000 Building $132,500$143,500 (+34.36%) Land $11,000 Building $132,500
2022$106,800 Land $9,200 Building $97,600$106,800 Land $9,200 Building $97,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGilbert
serves 1,829 people · EPA ID MN1690020
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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