520 S Main St, Lumberton, TX 77657 Property Records

Hardin County property record for 520 S Main St, Lumberton, TX 77657

Property Summary

Property TypeCommercial
Details3,297 sqft · built 2007
Lot Size2.06 acres (89,864 sqft)
Owner2 Company Names on File
Tax Bill$11,835 (2026)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN000053-015250

Property Details

APN / Parcel Number

Primary APN000053-015250
Alternative APN
  • 12964

Interior

Stories1 Story
Building Area3,297 sqft Total Area
1st Floor Area1,260 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2008
Lot Area89,864 sqft (2.06 acres)
Garage Area480 sqft
PorchSlab
Canopy2,942 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number12964
Street Address520 S MAIN ST
CityLUMBERTON
StateTX
Zip77657-7375
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionA0053 VANMETER S K TRACT 1 M/P KBGM PROPERTY ACRES 2.063
Legal SubdivisionVANMETER S K
Legal Tract1
Legal Lot Number1
JurisdictionHARDIN TX
Township / Civil DivisionLUMBERTON
Census Block Group1
Census Block1014
Census Tract30504

Owner

520 S Main St, a commercial property, is owned by a company that acquired it in July 2013.

Source: Hardin County records, as of October 20, 2026

Owner of Record2 Company Names on File
Mailing AddressPO BOX 2109, BURLESON, TX 76097-2109
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2013
Deed SaleJul 10, 2013
Deed Document Number201339210
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN TX
Property Address520 S MAIN ST, LUMBERTON, TX 77657-7375
Document Number0000102951
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedMay 13, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3401 SW WIESHIRE BEVD BRIAROAKS TX 76028, BRIAROAKS, TX 76028

Mortgage

Document Number0000102951
DateMar 24, 2020
Instrument102951
Lender
NameAMERICAN NAT'L BK/TX
TypeBank
AddressFORT WORTH, TX 76107
Agreement
AmountAmount on Record
Term240 Months
DueMar 23, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 520 S Main St was $11,835, up 7.9% from the year before.

Source: Hardin County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHardin County
MunicipalityLumberton City
Unified School DistrictLumberton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,835.00 (+7.88%)$684,786 (+7.87%) Land $202,398 Building $482,388$684,786 (+7.87%) Land $202,398 Building $482,388
2025$10,971.00$634,818 Land $202,398 Building $432,420$634,818 Land $202,398 Building $432,420
2023$12,031.00$668,025 Land $202,398 Building $465,627$668,025 Land $202,398 Building $465,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 S Main St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 218 policies
Nearby Flood Policies218 in force
Nearby Flood Claims31 (2001–2026)
Claims Outside the SFHA31 of 31
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims
  • Hurricane Harvey, Aug 2017 · 5 claims
  • Hurricane Rita, Sep 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUMBERTON MUD
serves 31,428 people · EPA ID TX1000035
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Highline Internet
Fiber
1,000 / 200
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on S Main St

Nearby Streets

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