520 S Main St, Findlay, OH 45840 Property Records

Hancock County property record for 520 S Main St, Findlay, OH 45840

Property Summary

Property TypeCommercial
Details4,760 sqft · built 1888
Lot Size0.23 acres (10,001 sqft)
OwnerCompany Name on File
Last Sale$785,000 (Jun 2020)
Tax Bill$5,550 (2025)
Deeds & MortgagesJun 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN1010-241-01-004.000

Property Details

APN / Parcel Number

Primary APN1010-241-01-004.000
Alternative APN
  • 600000318280

Interior

Plumbing Fixtures2 Plumbing Fixtures
Stories5 Stories
Building Area4,760 sqft Living Area
1st Floor Area1,487 sqft
Upper Floors Area4,760 sqft
FlooringWood
Interior WallsFinished/Painted
ElevatorElevator

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1935
Exterior MaterialBrick
Construction TypeMixed
Foundation TypeNo Foundation
Roof TypeShed Roof
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Canopy270 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address520 S MAIN ST
CityFINDLAY
StateOH
Zip45840-3230
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionVANCE & CORYS ADD LOT 181
Legal SubdivisionVANCE & CORYS ADD
Legal Lot Number181
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group3
Census Block3016
Census Tract902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Findlay Downtown Historic District
listed 1985 · 263 contributing resources · NRIS 85000402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

520 S Main St, a commercial property, is owned by a company that bought it in June 2020.

Source: Hancock County records, as of May 29, 2026

Owner of RecordCompany Name on File
Mailing Address520 S MAIN ST, A, FINDLAY, OH 45840-3230
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2020 · Amount on File
Deed SaleJun 18, 2020 · Amount on File
Prior SaleMay 13, 1983 · Amount on File
Deed Document Number20205600
Deed Book / Page2569 / 3935
Prior Transfer DateDec 8, 2008
Prior Transfer Doc02349/2174
Record UpdatedSep 20, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateJun 18, 2020
Property Address520 S MAIN ST, FINDLAY, OH 45840-3230
Document Number02569/3935
Book / Page2569 / 3935
Instrument DateJun 15, 2020
Instrument202000005600
Transaction TypeTransfer
Record UpdatedJun 27, 2022
Title CompanyFLAG CITY TITLE AGENCY INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8128 ASH RIDGE LN, FINDLAY, OH 45840-8030

Mortgage

Document Number202000005601
DateJun 18, 2020
Instrument202000005601
Lender
NameFIRST FEDERAL BANK OF THE MIDWEST
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 520 S Main St was $5,550.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,550.00$102,500 Land $28,440 Building $74,060$292,840 Land $81,250 Building $211,590
2023$5,339.00$95,120 Land $24,730 Building $70,390
2022$271,750 Land $70,650 Building $201,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 520 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2007)
Most Recent ClaimAug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 520 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number