520 S John St, Lapel, IN 46051 Property Records

Madison County property record for 520 S John St, Lapel, IN 46051

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,264 sqft · built 1959
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$372,732 (May 2023)
Tax Bill$2,189 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-10-28-401-056.000-032

Property Details

APN / Parcel Number

Primary APN48-10-28-401-056.000-032
Alternative APNs
  • 00001333347
  • 31968

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,264 sqft Living Area
1st Floor Area1,264 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2010
Construction TypeStone
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeAttached
Garage Area1,043 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area305 sqft
Patio Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001333347
Street Address520 S JOHN ST
CityLAPEL
StateIN
Zip46051-5535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODWARDS 2ND 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal SubdivisionWILLIAM WOODWARDS SECOND ADDITION
JurisdictionMADISON IN
Township / Civil DivisionSTONY CREEK
Census Block Group3
Census Block3025
Census Tract11100

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address520 S JOHN ST, LAPEL, IN 46051-5535
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2023 · Amount on Record
Deed SaleMay 24, 2023 · Amount on Record
Prior SaleMar 2, 2023 · Amount on Record
Deed Document Number20237154
Prior Transfer DateFeb 27, 2006
Prior Transfer Doc2006006277
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IN
Recording DateMay 24, 2023
Property Address520 S JOHN ST, LAPEL, IN 46051-5535
Document Number2023R07154
Map ReferenceBK 25 PG 62
Instrument DateMay 22, 2023
Instrument2023R07154
Transaction TypeTransfer
Record UpdatedJul 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 S JOHN ST, LAPEL, IN 46051-5535

Mortgage

Document Number2023R07155
DateMay 24, 2023
Instrument2023R07155
Lender
NameFIRST FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMadison County
County SubdivisionStony Creek Township
MunicipalityLapel Town
Unified School DistrictFrankton-Lapel Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,189.00 (-0.59%) Homeowner's exemption$243,300 (+115.31%) Land $20,100 Building $223,200$243,300 (+115.31%) Land $20,100 Building $223,200
2024$2,202.00 (-3.67%)
2023$113,000 (-1.14%) Land $19,100 Building $93,900$113,000 (-1.14%) Land $19,100 Building $93,900
2022$2,286.00 (+7.73%)$114,300 Land $18,400 Building $95,900$114,300 Land $18,400 Building $95,900
2021$2,122.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAPEL MUNICIPAL WATER COMPANY
serves 2,379 people · EPA ID IN5248013
Water SourceGroundwater
Last State InspectionAug 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Feb 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
On-Ramp Indiana
Fiber · Fixed Wireless
1,000 / 1,000
Mercury Fiber
Fixed Wireless
150 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, Spectrum, T-Mobile, Verizon.

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