520 S Howard Rd, Curtice, OH 43412 Property Records

Lucas County property record for 520 S Howard Rd, Curtice, OH 43412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,643 sqft · built 1955
Lot Size	3.12 acres (136,000 sqft)
Owner	Individual Name on File
Tax Bill	$2,665 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`33-63571`

Property Details

APN / Parcel Number

Primary APN	`33-63571`
Alternative APN	`22130006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,643 sqft Living Area
Gross Area	2,630 sqft
1st Floor Area	1,643 sqft
Basement Area	987 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Metal
Lot Area	136,000 sqft (3.12 acres)
View / Lot	Secondary
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	520 S HOWARD RD
City	CURTICE
State	OH
Zip	43412-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	28-R1
Legal Description	HOWARD FARMS PLAT 1 LOT 58
Legal Subdivision	HOWARD FARMS PLAT 1
Legal Tract	97
Legal Lot Number	58
Jurisdiction	LUCAS OH
Township / Civil Division	JERUSALEM
Census Block Group	2
Census Block	2021
Census Tract	9700

Owner

520 S Howard Rd is owned and occupied by an individual who acquired it in August 2007.

Source: Lucas County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	520 S HOWARD RD, CURTICE, OH 43412-9421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONAL LNDG
Nov 16, 2018	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 1, 2007
Transfer Doc	0000047748
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	520 S HOWARD RD, CURTICE, OH 43412-9421
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033468
Date	Jul 2, 2021
Instrument	202107020033468

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	520 S HOWARD RD, CURTICE, OH 43412-9421
Document Number	0000037157
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 S HOWARD RD CURTICE OH 434129421, CURTICE, OH 43412-9421

Mortgage

Document Number	0000037157
Date	Sep 16, 2019
Instrument	37157

Lender

Name	NATIONAL LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	520 S HOWARD RD, CURTICE, OH 43412-9421
Document Number	0000053304
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 S HOWARD RD CURTICE OH 434129421, CURTICE, OH 43412-9421

Mortgage

Document Number	0000053304
Date	Nov 29, 2018
Instrument	53304

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2048

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Jerusalem Township
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$61,425 (-) Land $15,785 Building $45,640	$175,500 (-) Land $45,100 Building $130,400
2024	$2,665.00 (+14.33%) Homeowner's exemption	$61,425 (+42.34%) Land $15,785 Building $45,640	$175,500 Land $45,100 Building $130,400
2023	$2,331.00 (-0.68%) Homeowner's exemption	$43,155 (-) Land $12,845 Building $30,310
2022	$2,347.00 Homeowner's exemption	$43,155 Land $12,845 Building $30,310
2021			$123,300 Land $36,700 Building $86,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 S Howard Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	578.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 53 policies
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (1982–2026)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 S Howard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Amplex Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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