Clay County property record for 520 S Elm St, Flora, IL 62839
| Property Type | Commercial |
|---|---|
| Lot Size | 0.64 acres (27,885 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,473 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-36-101-142 |
| Primary APN | 10-36-101-142 |
|---|
| Lot Area | 27,885 sqft (0.64 acres) |
|---|
| Street Address | 520 S ELM ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1717 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | FAIR ADDITION N PART OF LOT A |
| Legal Subdivision | FAIR ADD |
| Legal Lot Number | A |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2080 |
| Census Tract | 972100 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 530 S ELM ST, FLORA, IL 62839-1717 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,473.00 (-5.9%) | $32,301 (+9.92%) Land $2,198 Building $30,103 | $96,903 (+9.92%) Land $6,594 Building $90,309 |
| 2024 | $2,628.00 (-6.08%) | ||
| 2022 | $2,798.00 (+7.45%) | $29,385 Land $1,994 Building $27,391 | $88,155 Land $5,982 Building $82,173 |
| 2021 | $2,604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: ClearWave, T-Mobile.
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