520 S Central St, Centralia, MO 65240 Property Records

Boone County property record for 520 S Central St, Centralia, MO 65240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,222 sqft · built 1958
Lot Size	0.208 acres (9,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,600 (Apr 2010)
Tax Bill	$1,017 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-507-00-05-013-00`

Property Details

APN / Parcel Number

Primary APN	`04-507-00-05-013-00`
Alternative APN	`04-507-00-05-013.00 01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	9,062 sqft (0.208 acres)
Lot Dimensions	92 ft deep x 98.5 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	520 S CENTRAL ST
City	CENTRALIA
State	MO
Zip	65240-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WRIGHTS 2ND AMEND LOT 10 BLK 2
Legal Range	11W
Legal Township	51N
Legal Section	15
Legal Subdivision	WRIGHTS 2ND AMEND
Legal Block	2
Legal Lot Number	10
Jurisdiction	BOONE MO
Township / Civil Division	CENTRALIA
Census Block Group	2
Census Block	2056
Census Tract	2000

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 S CENTRAL ST, CENTRALIA, MO 65240-1557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 27, 2016	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2010 · Amount on Record
Deed Sale	Apr 21, 2010 · Amount on Record
Deed Document Number	20106950
Deed Book / Page	3628 / 147
Prior Transfer Date	Apr 13, 2010
Prior Transfer Doc	0000006950
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	520 S CENTRAL ST, CENTRALIA, MO 65240-1557
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 S CENTRAL ST, CENTRALIA, MO 65240-1557

Mortgage

Document Number	0000031693
Date	Nov 9, 2021
Book Page	5534/16
Instrument	2021031693

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	122 Months
Due	Jan 1, 2032

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	520 S CENTRAL ST, CENTRALIA, MO 65240-1557
Document Number	0000000077
Book / Page	004698 / 000147
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Feb 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	520 S CENTRAL AVE CENTRALIA MO 652401557, CENTRALIA, MO 65240-1557

Mortgage

Document Number	0000000077
Date	Jan 3, 2017
Book Page	004698/000147
Instrument	77

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 2, 2032

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Centralia City
Unified School District	Centralia R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,511 (-) Land $1,862 Building $14,649
2025	$1,017.00	$16,511 (+14.49%) Land $1,862 Building $14,649	$86,900 (+14.49%) Land $9,800 Building $77,100
2023		$14,421 Land $1,862 Building $12,559	$75,900 Land $9,800 Building $66,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PWS serves 4,027 people · EPA ID MO3010152
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Kingdom Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FireServe, T-Mobile.

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