520 S Bend Ct, Westminster, MD 21157 Property Records

Carroll County property record for 520 S Bend Ct, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,438 sqft · built 2014
Lot Size	1.47 acres (64,295 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (Jan 2014)
Tax Bill	$120 (2026)
Deeds & Mortgages	Dec 2025 Transfer Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-082354`

Property Details

APN / Parcel Number

Primary APN	`04-082354`
Alternative APN	`082354`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,438 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	64,295 sqft (1.47 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	138 sqft
Patio Area	721 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	082354
Street Address	520 S BEND CT
City	WESTMINSTER
State	MD
Zip	21157-7380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 128A - 1.4756 ACS 520 SOUTH BEND CT 51-278 WILMOT MANOR SC 8 AMND
Legal Subdivision	WILMOT MANOR SEC 8
Legal Lot Number	128A
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2008
Census Tract	504201

Owner

520 S Bend Ct is owned and occupied by two individuals who acquired it in August 2020.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	520 S BEND CT, WESTMINSTER, MD 21157-7380
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Intrafamily Transfer, Transfer
Jan 5, 2017	Deed of Trust, Mortgage · VA Mortgage PNC MORTGAGE LLC
Aug 14, 2020	Quit Claim Deed, Transfer PNC BK
Aug 14, 2020	Correction Deed, Transfer NATIONAL LINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2014 · Amount on File
Deed Sale	Jan 10, 2014 · Amount on File
Deed Book / Page	7579 / 1
Last Transfer Date	Aug 3, 2020
Transfer Doc	0098050004
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Dec 3, 2025
Property Address	520 S BEND CT, WESTMINSTER, MD 21157-7380
Document Number	0116340062
Book / Page	11634 / 62
Map Reference	MB 51 FO 278
Instrument Date	Nov 25, 2025
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	520 S BEND CT, WESTMINSTER, MD 21157-7380

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	520 S BEND CT, WESTMINSTER, MD 21157-7380
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1

Mortgage

Document Number	0085730461
Date	Jan 5, 2017
Book Page	8573/0461
Instrument	8573-0461

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2046

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 14, 2020
Property Address	520 S BEND CT, WESTMINSTER, MD 21157-7380
Document Number	0098020456
Book / Page	009802 / 000456
Instrument Date	Aug 5, 2020
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	NATIONALLINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 S BEND CT WESTMINSTER MD 211577380, WESTMINSTER, MD 21157-7380

Mortgage

Document Number	98020465
Date	Aug 14, 2020
Book Page	009802/000465

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount on Record

Interest

Rate	3.25%

August 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 14, 2020
Property Address	520 S BEND CT, WESTMINSTER, MD 21157-7380
Document Number	0098050004
Book / Page	009805 / 000004
Instrument Date	Aug 5, 2020
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	NATIONAL LINK

Transaction

Amount	Amount on Record
Tax	$317.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 S BEND CT WESTMINSTER MD 211577380, WESTMINSTER, MD 21157-7380

Tax Assessment & Valuation

The 2026 property tax bill for 520 S Bend Ct was $120 with a homeowner's exemption, down 97.7% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$120.00 (-97.69%) Homeowner's exemption	$554,167 (+5.42%)	$611,100 (+16.25%) Land $204,700 Building $406,400
2025	$5,190.00 Homeowner's exemption	$525,700 Land $184,700 Building $341,000	$525,700 Land $184,700 Building $341,000
2023	$4,917.00 Homeowner's exemption	$435,167	$525,700 Land $184,700 Building $341,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 S Bend Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 S Bend Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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