Franklin County property record for 520 S 3rd St, Pacific, MO 63069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,336 sqft · built 1930 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,140 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 19-1-12.0-4-003-255.000 |
| Primary APN | 19-1-12.0-4-003-255.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Patio Area | 952 sqft |
| Street Address | 520 S 3RD ST |
|---|---|
| City | PACIFIC |
| State | MO |
| Zip | 63069-2022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:233&PT232 O T OF FRANKLIN |
| Legal Range | 02E |
| Legal Township | 43 |
| Legal Section | 12 |
| Legal Quarter | SE |
| Legal Subdivision | O T OF FRANKLIN |
| Legal Block | 3 |
| Legal Lot Number | 233 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 800703 |
Source: Franklin County assessment roll, as of May 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 S 3RD ST, PACIFIC, MO 63069-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 1, 2024 |
| Deed Sale | Aug 1, 2024 |
| Prior Sale | Jul 24, 2007 |
| Deed Document Number | 2408787 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 520 S 3RD ST, PACIFIC, MO 63069-2022 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002102727 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2102727 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Pacific City |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,140.00 (-0.61%) | $15,138 (-1.5%) | $79,670 (-1.5%) Land $20,350 Building $59,320 |
| 2023 | $1,147.00 (+19.85%) | $15,368 | $80,880 Land $20,350 Building $60,530 |
| 2022 | $957.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 49 (2008–2024) |
| Claims Outside the SFHA | 1 of 49 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACIFIC PWS serves 6,000 people · EPA ID MO6010620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 10 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Bays-ET Highspeed Fixed Wireless | 600 / 100 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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