San Diego County property record for 520 Rudder Ave, Carlsbad, CA 92011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,477 sqft · built 2000 |
| Lot Size | 0.13 acres (5,659 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,275,000 (Apr 2017) |
| Tax Bill | $16,693 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 216-560-06-00 |
| Primary APN | 216-560-06-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,477 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 5,659 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 520 RUDDER AVE |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92011-5419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-C |
| Legal Description | LOT 6 TR 013607 |
| Legal Subdivision | CARLSBAD COURT |
| Legal Tract | 013607 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 17813 |
520 Rudder Ave is owned and occupied by two individuals who bought it in April 2017.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 RUDDER AVE, CARLSBAD, CA 92011-5419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK |
| Aug 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Apr 3, 2017 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2017 · Amount on File |
| Deed Sale | Apr 3, 2017 · Amount on File |
| Prior Sale | Nov 1, 2002 · Amount on File |
| Deed Document Number | 2017149304 |
| Prior Transfer Date | Jun 9, 2011 |
| Prior Transfer Doc | 0000319729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 520 RUDDER AVE, CARLSBAD, CA 92011-5419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 520 RUDDER AVE, CARLSBAD, CA 92011-5419 |
| Document Number | 0000711439 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 2020-0711439 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 26, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 520 RUDDER AVE, CARLSBAD, CA 92011-5419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000360410 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 2019-0360410 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 3, 2017 |
| Property Address | 520 RUDDER AVE, CARLSBAD, CA 92011-5419 |
| Document Number | 0000149304 |
| Map Reference | MAP13607 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 2017-0149304 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TITLE365 COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 520 RUDDER AVE, CARLSBAD, CA 92011-5419 |
| Document Number | 0000149305 |
|---|---|
| Date | Apr 3, 2017 |
| Instrument | 2017-0149305 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 520 Rudder Ave was $16,693 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,509,332 (+2%) Land $1,006,223 Building $503,109 | |
| 2025 | $16,693.00 Homeowner's exemption | $1,479,739 Land $986,494 Building $493,245 |
| 2023 | $16,068.00 (+1.5%) Homeowner's exemption | $1,422,281 Land $948,188 Building $474,093 |
| 2022 | $15,830.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 520 Rudder Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 520 Rudder Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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