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520 Rockledge St, Oceanside, CA 92054 Property Records

San Diego County property record for 520 Rockledge St, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,150 sqft · built 1963
Lot Size0.142 acres (6,200 sqft)
OwnerIndividual Name on File
Last Sale$1,137,000 (Feb 2025)
Tax Bill$8,668 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Apr 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN150-332-05-00

Property Details

APN / Parcel Number

Primary APN150-332-05-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,150 sqft Living Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Lot Area6,200 sqft (0.142 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address520 ROCKLEDGE ST
CityOCEANSIDE
StateCA
Zip92054-4228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 2 LOTS 10 & 11 /EXC N 12.50 FT/ LOT 9 & ALL TR 000101
Legal SubdivisionTIMKEN & OBEARS SUB
Legal Tract000101
Legal Block2
Legal Lot Number9-11
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2001
Census Tract18201

Owner

Source: San Diego County records · APN 150-332-05-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address520 ROCKLEDGE ST, OCEANSIDE, CA 92054-4228
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
SOFI LENDING CORP
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 08, 2019Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 04, 2025 · Amount on Record
Deed SaleFeb 04, 2025 · Amount on Record
Prior SaleNov 08, 2019 · Amount on Record
Deed Document Number202528558
Prior Transfer DateSep 22, 2014
Prior Transfer Doc0000411015
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address520 ROCKLEDGE ST, OCEANSIDE, CA 92054-4228
Transaction TypeMortgage
Record UpdatedMar 13, 2024
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 ROCKLEDGE ST, OCEANSIDE, CA 92054-4228

Mortgage

Document Number0000055633
DateMar 05, 2024
Instrument2024-0055633
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 22, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address520 ROCKLEDGE ST, OCEANSIDE, CA 92054-4228
Transaction TypeMortgage
Record UpdatedApr 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 ROCKLEDGE ST, OCEANSIDE, CA 92054-4228

Mortgage

Document Number0000143423
DateApr 01, 2022
Instrument2022-0143423
Lender
NameSOFI LENDING CORP
TypeLending Institution
AddressSALT LAKE CITY, UT 84121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address520 ROCKLEDGE ST, OCEANSIDE, CA 92054-4228
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 ROCKLEDGE ST, OCEANSIDE, CA 92054-4228

Mortgage

Document Number0000528636
DateSep 10, 2020
Instrument2020-0528636
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 08, 2019
Property Address520 ROCKLEDGE ST, OCEANSIDE, CA 92054-4228
Document Number0000515513
Map ReferenceMAP 101
Instrument DateOct 21, 2019
Instrument2019-0515513
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE CO SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address520 ROCKLEDGE ST, OCEANSIDE, CA 92054-4228

Mortgage

Document Number0000515514
DateNov 08, 2019
Instrument2019-0515514
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,159,739 (+50.42%) Land $888,313 Building $271,426
2025$8,668.00 (+5.18%)$771,015 (+4.04%) Land $590,566 Building $180,449
2023$8,241.00 (+1.53%)$741,078 Land $567,635 Building $173,443
2022$8,117.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730182012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 538 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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