Harford County property record for 520 Riviera Dr, Apt C, Joppa, MD 21085
| Property Type | Condominium |
|---|---|
| Details | 1,254 sqft · built 1979 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $311,111 (Aug 2023) |
| Tax Bill | $2,870 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-148559 |
| Primary APN | 01-148559 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,254 sqft Total Area |
|---|---|
| 1st Floor Area | 1,254 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Condo/Apartment |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 148559 |
|---|---|
| Street Address | 520 RIVIERA DR, C |
| City | JOPPA |
| State | MD |
| Zip | 21085-4639 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R4 |
| Legal Description | CONDO UNIT 520-C 520-C RIVIERA DRIVE GUNPOWDER COVE P 1/31 |
| Legal Subdivision | JOPPATOWNE |
| Legal Lot Number | 520C |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 301401 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 RIVIERA DR, C, JOPPA, MD 21085-4639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ORIGINPOINT LLC |
| Aug 10, 2023 | Deed, Transfer · Conventional Mortgage SHORE UNITED BANK NA |
| Apr 25, 2023 | Trustee's Deed, Foreclosure NOT AVAILABLE, KEY TITLE INC |
| Sep 19, 2018 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on Record |
| Deed Sale | Aug 10, 2023 · Amount on Record |
| Prior Sale | Apr 25, 2023 · Amount on Record |
| Deed Book / Page | 15998 / 472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 520 RIVIERA DR APT C, C, JOPPA, MD 21085-4639 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Title Company | BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC |
| Name | Verified Name |
|---|---|
| Address | 520 RIVIERA DR C, C, JOPPA, MD 21085-4639 |
| Document Number | 0168470496 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 16847/496 |
| Name | ORIGINPOINT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 10, 2023 |
| Property Address | 520 RIVIERA DR APT C, C, JOPPA, MD 21085-4639 |
| Document Number | 0159980472 |
| Book / Page | 15998 / 472 |
| Map Reference | LB 1093 FO 461 |
| Instrument Date | Jul 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,555.56 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520C RIVIERA DR # 520C, 520C, JOPPA, MD 21085-4628 |
| Document Number | 0159980479 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 15998-0479 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | Monthly |
| Min Rate At Change | 6.75% |
| Max Rate At Change | 11.7% |
| Index | 1-Year CMT |
| Max Rate | 11.7% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 25, 2023 |
| Property Address | 520 RIVIERA DR APT C, C, JOPPA, MD 21085-4639 |
| Document Number | 0158860240 |
| Book / Page | 15886 / 240 |
| Map Reference | MB HDC 1 FO 31&32 |
| Instrument Date | Apr 14, 2023 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 25, 2023 |
| Title Company | NOT AVAILABLE, KEY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 12 CHESTNUT HILL RD, FOREST HILL, MD 21050-1516 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 19, 2018 |
| Property Address | 520 RIVIERA DR APT C, C, JOPPA, MD 21085-4639 |
| Document Number | 0129900241 |
| Book / Page | 012990 / 000241 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 520 RIVIERA DR #C JOPPA MD 210854639, C, JOPPA, MD 21085-4639 |
| Document Number | 129900247 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 012990/000247 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,870.00 (+31.71%) | $263,333 (+35.04%) | $295,000 (+47.5%) Land $80,000 Building $215,000 |
| 2025 | $2,179.00 (+5.27%) | ||
| 2023 | $195,000 (+2.63%) | $200,000 (-) Land $50,000 Building $150,000 | |
| 2022 | $2,070.00 (-1.8%) | $190,000 | $200,000 Land $50,000 Building $150,000 |
| 2021 | $2,108.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1978–2014) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Jun 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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