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520 River Rd, Hamden, CT 06518 Property Records

Hamden Town property record for 520 River Rd, Hamden, CT 06518

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,916 sqft · built 2004
Lot Size1.28 acres (55,757 sqft)
Owner2 Individual Names on File
Last Sale$466,075 (Jun 2004)
Tax Bill$19,843 (2024)
Deeds & MortgagesMay 2025 Line of Credit
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNHAMD M:3328 B:012 L:04

Property Details

APN / Parcel Number

Primary APNHAMD M:3328 B:012 L:04

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,916 sqft Living Area
Gross Area5,602 sqft
1st Floor Area1,320 sqft
Basement Area1,320 sqft
Unfinished Basement1,230 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area55,757 sqft (1.28 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address520 RIVER RD
CityHAMDEN
StateCT
Zip06518-1135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block12
Legal Lot Number4
JurisdictionHAMDEN CT
Township / Civil DivisionHAMDEN
Census Block Group1
Census Block1018
Census Tract165900

Owner

Source: Hamden Town records · APN HAMD M:3328 B:012 L:04

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address520 RIVER RD, HAMDEN, CT 06518-1135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 08, 2025Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Feb 05, 2021Deed of Trust, Mortgage · Balloon Mortgage
UNITED NORTHERN MORTGAGE BANKERS LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2004 · Amount on Record
Deed SaleJun 29, 2004 · Amount on Record
Deed Book / Page2754 / 314
Record UpdatedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMDEN CT
Property Address520 RIVER RD, HAMDEN, CT 06518-1135
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0005267-92
DateMay 08, 2025
Book Page5267/92
Instrument2260
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 01, 2055

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMDEN CT
Property Address520 RIVER RD, HAMDEN, CT 06518-1135
Transaction TypeMortgage
Record UpdatedAug 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number004791-316
DateFeb 05, 2021
Book Page4791/316
Instrument846
Lender
NameUNITED NORTHERN MORTGAGE BANKERS LTD
TypeMortgage Company
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Hamden Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionHamden Town
Unified School DistrictHamden School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$382,480 (+30.59%) Land $56,840 Building $325,640$267,736 Land $39,788 Building $227,948
2024$19,843.00 (+21.83%)$292,880 (-) Land $45,990 Building $246,890
2023$16,287.00$292,880 Land $45,990 Building $246,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 109 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: GoNetspeed.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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