520 River Ave, Goshen, IN 46528 Property Records

Elkhart County property record for 520 River Ave, Goshen, IN 46528

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 376 sqft · built 1930
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on File
Tax Bill	$574 (2024)
Deeds & Mortgages	Jun 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-11-09-177-003.000-015`

Property Details

APN / Parcel Number

Primary APN	`20-11-09-177-003.000-015`
Alternative APN	`1109177003015`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	376 sqft Living Area
Gross Area	632 sqft
1st Floor Area	376 sqft
Basement Area	256 sqft
Game Room	Game Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	56 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	520 RIVER AVE
City	GOSHEN
State	IN
Zip	46528-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	FELLOW & DENNISONS E 75 FT OF W 92 FT OL 13 (TIF 97)
Legal Subdivision	FELLOWS & DENNISONS ADD
Legal Block	177
Legal Lot Number	13
Jurisdiction	ELKHART IN
Township / Civil Division	ELKHART
Census Block Group	1
Census Block	1011
Census Tract	502

Owner

520 River Ave is owned by two individuals who acquired it in June 2025.

Source: Elkhart County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1430 HUDSON ST, ELKHART, IN 46516-2056
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025
Deed Sale	Jun 16, 2025
Prior Sale	Aug 5, 2009
Deed Document Number	20259946
Prior Transfer Date	Jun 2, 2025
Prior Transfer Doc	0000009946
Record Updated	Sep 20, 2026

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKHART IN
Recording Date	Jun 16, 2025
Property Address	520 RIVER AVE, GOSHEN, IN 46528-2342
Document Number	0000009946
Map Reference	MB 11 PG 400
Instrument Date	Jun 2, 2025
Instrument	2025-09946
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1430 HUDSON ST, ELKHART, IN 46516-2056

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Elkhart Township
Municipality	Goshen City
Unified School District	Goshen Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,200 (+8.04%) Land $12,000 Building $12,200	$24,200 (+8.04%) Land $12,000 Building $12,200
2024	$574.00	$22,400 (+4.19%) Land $12,000 Building $10,400	$22,400 (+4.19%) Land $12,000 Building $10,400
2023		$21,500 (+5.91%) Land $12,000 Building $9,500	$21,500 (+5.91%) Land $12,000 Building $9,500
2022	$516.00	$20,300 Land $12,000 Building $8,300	$20,300 Land $12,000 Building $8,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 River Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	13 (2008–2018)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 520 River Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOSHEN WATER UTILITY serves 32,267 people · EPA ID IN5220009
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20