Frederick County property record for 520 Riggs Ct, Frederick, MD 21703 · Last verified February 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1984 |
| Square Footage | 1,120 sqft Total Area |
| Lot Size | 1,800 sqft (0.041 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $314,000 (2025) |
| Tax Bill | $3,348.00 (2025) |
| Primary APN | 02-127172 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,120 sqft Total Area |
| 1st Floor | 560 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Townhouse Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,800 sqft (0.041 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 127172 |
|---|---|
| Old Parcel Number | 2127172 |
| Street Address | 520 RIGGS CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6101 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 75 SECT 8 PLAT 3 1800 SQ FT HILLCREST ORCHARDS |
| Legal Subdivision | HILLCREST ORCHARDS SEC 03 |
| Legal Lot Number | 75 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 750505 |
Source: Frederick County records · APN 02-127172
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 RIGGS CT, FREDERICK, MD 21703-6101 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 21, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SWIFT HOME LOANS INC |
| Dec 31, 2025 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Jan 12, 2021 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage NORWICH COMMERCIAL GROUP INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on Record |
| Deed Sale | Dec 31, 2025 · Amount on Record |
| Prior Sale | Jan 12, 2021 · Amount on Record |
| Deed Doc Number | 0017665393 |
| Deed Book / Page | 17665 / 393 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 520 RIGGS CT, FREDERICK, MD 21703-6101 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | FAITH TITLE AND ESCROW INC, FIRST TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 520 RIGGS CT, FREDERICK, MD 21703-6101 |
| Document Number | 0171930393 |
|---|---|
| Date | Jan 21, 2025 |
| Book Page | 17193/393 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 31, 2025 |
| Property Address | 520 RIGGS CT, FREDERICK, MD 21703-6101 |
| Document Number | 0176650393 |
| Book / Page | 17665 / 393 |
| Map Reference | MB 24 PL 190 |
| Instrument Date | Dec 12, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $785.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 520 RIGGS CT, FREDERICK, MD 21703-6101 |
| Document Number | 0017665403 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 17665/403 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 12, 2021 |
| Property Address | 520 RIGGS CT, FREDERICK, MD 21703-6101 |
| Document Number | 0144430255 |
| Book / Page | 14443 / 255 |
| Map Reference | MB 24 PL 190 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $537.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 520 RIGGS CT, FREDERICK, MD 21703-6101 |
| Document Number | 14443264 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 14443/264 |
| Name | NORWICH COMMERCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Frederick County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,348.00 (+12.27%) Homeowner's exemption | $223,600 (+26.71%) Land $85,000 Building $138,600 | $223,600 (-) Land $85,000 Building $138,600 |
| 2023 | $2,982.00 Homeowner's exemption | $176,467 | $223,600 Land $85,000 Building $138,600 |
520 Riggs Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 1st percentile of exposed land nationally · 2nd in Maryland |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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