520 Ridgeview Cir, Jemison, AL 35085 Property Records

Chilton County property record for 520 Ridgeview Cir, Jemison, AL 35085

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,276 sqft · built 2022
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on File
Last Sale	$273,000 (Jul 2026)
Tax Bill	$2,633 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0704180000010009`

Property Details

APN / Parcel Number

Primary APN	`0704180000010009`
Alternative APNs	`32472` `94225`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,276 sqft Adjusted Area
1st Floor Area	948 sqft
Upper Floors Area	1,328 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	230 ft deep x 275 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	32472
Street Address	520 RIDGEVIEW CIR
City	JEMISON
State	AL
Zip	35085-6291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 THE RIDGE NO. 1 SL 109 PG 3 & RESURVEY OF LOTS 1-21
Legal Range	14
Legal Township	23
Legal Section	18
Legal Subdivision	RIDGE THE PLAT #1 SL109 PG2
Legal Lot Number	8,1-21
Jurisdiction	CHILTON AL
Township / Civil Division	JEMISON
Census Block Group	1
Census Block	1043
Census Tract	60403

Owner

520 Ridgeview Cir is owned by a company that bought it in July 2026.

Source: Chilton County records, as of August 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	451 RENAISSANCE DR, HOOVER, AL 35226-4154
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL CORPORATION
Apr 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC
Aug 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC
Aug 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2026 · Amount on File
Deed Sale	Jul 22, 2026 · Amount on File
Prior Sale	Oct 26, 2022 · Amount on File
Deed Document Number	2026276547
Deed Book / Page	2026 / 276547
Prior Transfer Date	Oct 18, 2022
Prior Transfer Doc	0000249354
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Jul 22, 2026
Property Address	520 RIDGEVIEW CIR, JEMISON, AL 35085-6291
Document Number	0000276547
Book / Page	2026 / 276547
Instrument Date	Jun 26, 2026
Instrument	2026276547
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,573.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	451 RENAISSANCE DR, HOOVER, AL 35226-4154

Mortgage

Document Number	0000276547,
Date	Jul 22, 2026
Book Page	2026/276548
Instrument	2026276547

Lender

Name	AMERICAN FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	520 RIDGEVIEW CIR, JEMISON, AL 35085-6291
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2023/252735
Date	Apr 20, 2023
Book Page	R2023/252735
Instrument	252735

Lender

Name	LENDINGONE LLC
Type	Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	520 RIDGEVIEW CIR, JEMISON, AL 35085-6291
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2023/255020
Date	Aug 16, 2023
Book Page	R2023/255020
Instrument	255020

Lender

Name	LENDINGONE LLC
Type	Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Aug 16, 2021
Property Address	520 RIDGEVIEW CIR, JEMISON, AL 35085-6291
Document Number	R2021/239804
Book / Page	R2021 / 239804
Map Reference	SL 119 PG 4
Instrument Date	Aug 9, 2021
Instrument	239804
Transaction Type	Transfer
Record Updated	Jan 1, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2084 VALLEYDALE RD, HOOVER, AL 35244-2084
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 520 Ridgeview Cir was $2,633, down 0.9% from the year before.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Municipality	Jemison City
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,633.00 (-0.9%)	$58,400 (-0.92%) Land $6,000 Building $52,400	$292,000 Land $30,000 Building $262,000
2024	$2,657.00	$58,940 (-) Land $6,000 Building $52,940
2023	$2,657.00 (+730.31%)	$58,940 (+17.08%) Land $6,000 Building $52,940	$294,700 (+17.08%) Land $30,000 Building $264,700
2022	$320.00	$50,340 Land $10,000 Building $40,340	$251,700 Land $50,000 Building $201,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Ridgeview Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Ridgeview Cir is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 81% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEMISON WATER WORKS serves 4,365 people · EPA ID AL0000219
Water Source	Purchased groundwater from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgeview Cir

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