520 Ridgefield Dr, Roselle, IL 60172 Property Records

DuPage County property record for 520 Ridgefield Dr, Roselle, IL 60172

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,908 sqft · built 1977
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$288,500 (Jul 2019)
Tax Bill	$9,588 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-09-212-010`

Property Details

APN / Parcel Number

Primary APN	`02-09-212-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	1,082 sqft
2nd Floor Area	826 sqft
Basement Area	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Mixed
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	520 RIDGEFIELD DR
City	ROSELLE
State	IL
Zip	60172-2833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	THE VILLAGES OF WATERBURY UNIT 8 ALL
Legal Subdivision	THE VILLAGES OF WATERBURY
Legal Lot Number	516
Legal Unit	8
Jurisdiction	DU PAGE IL
Township / Civil Division	BLOOMINGDALE
Census Block Group	2
Census Block	2024
Census Tract	841103

Owner

520 Ridgefield Dr is owned and occupied by an individual who bought it in July 2019.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	520 RIDGEFIELD DR, ROSELLE, IL 60172-2833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE INC
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 9, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2019 · Amount on File
Deed Sale	Jul 9, 2019 · Amount on File
Prior Sale	Sep 5, 1997 · Amount on File
Deed Document Number	201955573
Prior Transfer Date	Jan 4, 1996
Prior Transfer Doc	0000023971
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	Apr 1, 2026
Property Address	520 RIDGEFIELD DR, ROSELLE, IL 60172-2833
Document Number	0000020671
Instrument Date	Feb 27, 2026
Instrument	202620671
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	ARLINGTON TITLE, CARRINGTON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 RIDGEFIELD DR, ROSELLE, IL 60172-2833

Mortgage

Document Number	0000020671,
Date	Apr 1, 2026
Instrument	202620671

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	520 RIDGEFIELD DR, ROSELLE, IL 60172-2833
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 RIDGEFIELD DR, ROSELLE, IL 60172-2833

Mortgage

Document Number	0000020031
Date	Apr 16, 2024
Instrument	R2024-020031

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 20, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	520 RIDGEFIELD DR, ROSELLE, IL 60172-2833
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000158752
Date	Oct 28, 2021
Instrument	R2021-158752

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	520 RIDGEFIELD DR, ROSELLE, IL 60172-2833
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118412
Date	Oct 15, 2020
Instrument	R2020-118412

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 9, 2019
Property Address	520 RIDGEFIELD DR, ROSELLE, IL 60172-2833
Document Number	0000055573
Map Reference	DOC R77-74633
Instrument Date	Jul 8, 2019
Instrument	R2019-055573
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 RIDGEFIELD DR, 520, ROSELLE, IL 60172-2833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 RIDGEFIELD DR, ROSELLE, IL 60172-2833

Mortgage

Document Number	0000055574
Date	Jul 9, 2019
Instrument	R2019-055574

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 520 Ridgefield Dr was $9,588 with a homeowner's exemption, up 4.6% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Bloomingdale Township
Municipality	Roselle Village
Elementary School District	Keeneyville School District 20 (PK - 08)
Secondary School District	Lake Park Community High School District 108 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,588.00 (+4.65%) Homeowner's exemption	$143,867 (+9.31%) Land $45,278 Building $98,589	$431,601 (+9.31%) Land $135,834 Building $295,767
2024	$9,162.00	$131,614 Land $41,422 Building $90,192	$394,842 Land $124,266 Building $270,576
2022	$8,304.00 Homeowner's exemption	$114,920 Land $32,980 Building $81,940	$344,760 Land $98,940 Building $245,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Ridgefield Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Mar 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 520 Ridgefield Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSELLE serves 22,897 people · EPA ID IL0434820
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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