520 Riddle Crest Ln, Cincinnati, OH 45220 Property Records

Hamilton County property record for 520 Riddle Crest Ln, Cincinnati, OH 45220

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,792 sqft · built 1946
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (May 2021)
Tax Bill	$4,331 (2025)
Deeds & Mortgages	Mar 2025 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101-0004-0065-00`

Property Details

APN / Parcel Number

Primary APN	`101-0004-0065-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,792 sqft Finished Area
1st Floor Area	896 sqft
2nd Floor Area	896 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1946
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	113 ft deep x 41 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	520 RIDDLE CREST LN
City	CINCINNATI
State	OH
Zip	45220-2413
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	520 RIDDLE CREST LN 41.97 X 113.90 IRR PT LOT 2 FAULKE FARM SUB
Legal Subdivision	FAULKE FARM SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2001
Census Tract	2902

Owner

520 Riddle Crest Ln, a duplex, is owned by an individual who bought it in May 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1558 HUNT CLUB DR, MILFORD, OH 45150-8740
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2025	Deed of Trust, Mortgage · Commercial Mortgage UNION SAVINGS BANK
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Mar 8, 2017	Warranty Deed, Transfer · Conventional Mortgage EAGLE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Mar 8, 2017 · Amount on File
Deed Document Number	0000060784
Deed Book / Page	14419 / 1314
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	520 RIDDLE CREST LN, CINCINNATI, OH 45220-2413
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1558 HUNT CLUB DRIVE, MASON, OH 45040

Mortgage

Document Number	0000021958
Date	Mar 28, 2025
Book Page	15383/1629
Instrument	2025-0021958

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 17, 2021
Property Address	520 RIDDLE CREST LN, CINCINNATI, OH 45220-2413
Document Number	0000060784
Book / Page	14419 / 1314
Instrument Date	May 12, 2021
Instrument	2021-0060784
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1558 HUNT CLUB DR, MILFORD, OH 45150-8740
Investor	Possibly a Property Investor

Mortgage

Document Number	0000060785
Date	May 17, 2021
Instrument	2021-0060785

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 8, 2017
Property Address	520 RIDDLE CREST LN, CINCINNATI, OH 45220-2413
Document Number	0000000574
Map Reference	ORB 7718 PG 1582
Instrument Date	Feb 28, 2017
Instrument	17-0020574
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 RIDDLE CREST LN, CINCINNATI, OH 45220-2413

Mortgage

Document Number	0000000575
Date	Mar 8, 2017
Instrument	17-0020575

Lender

Name	EAGLE SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 520 Riddle Crest Ln was $4,331, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,331.00 (+0.14%)	$68,250 (-) Land $15,330 Building $52,920
2024	$4,325.00 (+2.15%)	$68,250 (-) Land $15,330 Building $52,920
2023	$4,234.00 (+32.81%)	$68,250 (+47.9%) Land $15,330 Building $52,920	$195,000 Land $43,800 Building $151,200
2022	$3,188.00 Homeowner's exemption	$46,145 Land $12,618 Building $33,527
2020			$131,840 Land $36,050 Building $95,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Riddle Crest Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Riddle Crest Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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